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420 Backwater Loop, Sutherlin, OR, 97479

5beds
4baths
2,098sqft
$435,000
$207price/sqft
$2,925/moest. monthly cost
$117,000/yrincome needed

About This Home

Set within Fairway Estates, this home offers a functional, low-maintenance layout with an open and airy feel. Inside, you’ll notice the natural light, high ceilings, vinyl plank flooring, recessed lighting, and a comfortable living room centered around the fireplace. The open-concept living room and kitchen make everyday living feel connected and easy. The kitchen is thoughtfully designed with granite countertops, stainless steel appliances, and a large island with bar seating that naturally becomes the centerpiece of the home. The primary suite is located on the main level, offering both convenience and privacy, complete with a soaking tub, separate shower, double sinks, and a walk-in closet. Upstairs, the additional bedrooms provide separation and flexibility for guests, work, or everyday living. Step out back to the deck and take in the pond and 16th tee views. With outdoor kitchen hookups already in place and low-maintenance landscaping, the space is ready to enjoy. The two-car garage includes an EV hookup for added convenience.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
Sutherlin Middle SchoolGrades 6-81.8 mi
7/10
Sutherlin High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Stainless Steel Appliance(s),Microwave,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet
  • Level: Upper

Bedroom3

  • Features: Closet
  • Level: Upper

Bedroom4

  • Features: Closet
  • Level: Upper

Bedroom5

  • Features: Closet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Features

  • Granite,High Ceilings,Closet,Kitchen Island,Bathroom,Double Vanity,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Walkin Shower
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,098
  • Total interior livable area: 2,098 sqft

Kitchen

  • Features: Dishwasher, Disposal, Island, Microwave, Sliding Doors,Free Standing Range, Free Standing Refrigerator, Granite
  • Level: Main

Living Room

  • Features: Fireplace,High Ceilings
  • Level: Main

Master Bedroom

  • Features: Bathroom, Sliding Doors,Double Sinks, Soaking Tub, Vaulted Ceiling, Walkin Closet, Walkin Shower
  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Main Floor Bedroom Bath,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: R133463
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Golf Course,Pond,Territorial
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 4,791 sqft
  • Features: Level,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Douglas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$106$1,272
Property Taxes $430$5,160
Electricity $190$2,284
Total$2,925$35,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,285/yr
40% on housing$87,750/yr
45% on housing$78,000/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 97479$126
Douglas County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 97479$260
Douglas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$455,000
2025-09-03Listing removed$465,000
2025-08-08Price change$465,000
2025-07-17Price change$475,000
2025-04-14Listed for sale$485,000
2022-01-20Sold$435,000
2021-11-26Pending sale$449,900
2021-10-30Price change$449,900
2021-10-18Price change$460,000
2021-10-02Listed for sale$470,000
2020-08-01Listing removed$339,900
2020-07-08Price change$339,900
2020-07-01Price change$344,900
2020-05-19Listed for sale$349,900
2019-07-16Sold$265,000
2019-06-10Pending sale$265,000
2019-06-07Price change$265,000
2019-05-24Price change$275,000
2019-05-13Price change$285,000
2019-04-24Price change$290,000
2019-04-12Listed for sale$300,000
2015-06-02Sold$285,000
2015-04-07Listed for sale$297,000
2015-03-02Listing removed$295,000
2014-11-15Price change$295,000
2014-11-08Listed for sale$285,000

For Sale by Agent

AgentNajla Slater
BrokerageStellar Realty Northwest

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