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1148 W 21st Ave, Eugene, OR, 97405

3beds
3baths
1,804sqft
$650,000
$360price/sqft
$4,673/moest. monthly cost
$186,920/yrincome needed

About This Home

Location Alert + 25k price improvement! This lovely, practically designed home was built in 2013 and is located in a quiet, tucked away lot in Eugene’s coveted Friendly Street neighborhood. This 3 bedroom, 2.5 bath home offers a rare combination of privacy, amenity, and comfort in a treasured central location. It features an inviting open-concept layout connecting the kitchen, dining, and living spaces. Soaring entry and high ceilings throughout. The kitchen includes stainless steel appliances, abundant storage, and a large pantry.  A half bath downstairs is adjacent to the living and kitchen area.  The primary bedroom is spacious and offers an ensuite bath and large walk-in closet, while two additional bright bedrooms share a full Jack-and-Jill bathroom. An insulated and drywalled two-car garage provides additional climate protected space, storage, and flexibility. The outdoor space is adapt with edible landscape, comfort, and aesthetic delight.  The property is lined with fruit trees, colorful flowers, ample vegetable planting space, and springtime native plant rain garden. Located across the street from the Common Ground Community Garden and close to Adams Elementary, Arts & Technology Academy, Westmoreland Park, Friendly Street Market, Friendly Garden food carts, and Hey Neighbor Pizza!

Getting Around

49
WalkingCar-Dependent
28
TransitSome Transit
91
BikeBiker's Paradise

Schools

6/10
Adams Elementary SchoolGrades K-50.1 mi
4/10
Churchill High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Refrigerator,Microwave,Stainless Steel Appliance(s),Built-In Range,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bathtub With Shower, Closet, Shared Bath
  • Level: Upper

Bedroom3

  • Features: Bathtub With Shower, Closet, Shared Bath
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • High Speed Internet,Bathtub With Shower,Closet,Shared Bath,Pantry,Family Room Kitchen Combo,Bathroom,Closet Organizer,Double Vanity,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames,Bay Window(s)
  • Flooring: Vinyl,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Kitchen

  • Features: Builtin Range, Exterior Entry, Microwave, Pantry,Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Bay Window, Family Room Kitchen Combo
  • Level: Main

Master Bedroom

  • Features: Bathroom, Closet Organizer,Bathtub With Shower, Double Sinks, Ensuite, Walkin Closet, Wallto Wall Carpet
  • Level: Upper

Property

Details

  • Parcel number: 1839263

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Garden,Raised Beds,Yard,Exterior Entry

Lot

  • Lot size: 7,840 sqft
  • Features: Flag Lot,Level,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$150$1,800
Property Taxes $1,061$12,732
Electricity $176$2,119
Total$4,673$56,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,217/yr
40% on housing$140,190/yr
45% on housing$124,613/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 97405$246
Lane County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 97405$295
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$625,000
2026-07-23Listed for sale$650,000
2022-07-27Sold$560,000
2022-06-28Pending sale$560,000
2022-06-23Listed for sale$560,000
2021-07-30Sold$448,000
2018-09-08Listing removed$1,795
2018-09-05Listed for rent$1,795
2015-07-01Listing removed$1,745
2015-06-27Listed for rent$1,745
2013-11-05Sold$284,900

For Sale by Agent

AgentAlison Mildrexler
BrokerageWindermere RE Lane County

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