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1115 Gwinn St E, Monmouth, OR, 97361

3beds
2baths
1,971sqft
$575,000
$292price/sqft
$4,072/moest. monthly cost
$162,880/yrincome needed

About This Home

Wonderful home in Edwards Addition w/ cozy front porch! Primary bedroom on main has ensuite bath w/ heated floors & walk in closet. Tasteful floor plan is open w/ beautiful kitchen w/ island, gas stove, SS appliances & more. Living room has gas fireplace, built-ins & hardwood floors. Upstairs bonus room is great for guests w/ bonus attic space that could be finished! Home has on-demand water heater, gas heat, central AC, easy maintenance yard w/ outdoor eating bar & more. Don't miss this gem!!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
4/10
Talmadge Middle SchoolGrades 6-81.1 mi
4/10
Central High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet,Wood
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,971
  • Total interior livable area: 1,971 sqft

Property

Details

  • Parcel number: 569013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Patio

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$178$2,136
Property Taxes $809$9,708
Electricity $178$2,146
Total$4,072$48,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,611/yr
40% on housing$122,160/yr
45% on housing$108,586/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 97361$210
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97361$312
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$582,000
2026-04-08Price change$585,000
2026-02-26Listed for sale$595,000
2024-09-17Listing removed$449,900
2023-07-10Sold$527,000
2023-06-12Contingent$515,000
2023-06-08Listed for sale$515,000
2021-09-16Sold$450,000
2021-08-05Contingent$449,900
2021-07-30Listed for sale$449,900
2021-07-27Listing removed--
2021-07-20Listed for sale$469,000
2014-07-28Sold$319,000

For Sale by Agent

AgentBRYSON LEWIS
BrokerageCenturion Real Estate Services

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