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4688 Bridgewater Rd, Birmingham, AL, 35243

4beds
4baths
3,315sqft
$625,000
$189price/sqft
$4,119/moest. monthly cost
$164,760/yrincome needed

About This Home

Incredibly WELL-MAINTAINED Full Brick Home Nestled in a WOODSY SETTING Near a CUL-DE-SAC * So Close to Patchwork Farms, Lifetime Fitness, Colonnade, The Summit, Grandview & Briarwood Church/K-8 School * Soaring ceilings, gleaming hardwood floors & spacious light-filled rooms — including an OVERSIZED OWNER'S SUITE PLUS a second bedroom on the main level * Custom built-ins flank the fireplace in the family room which flows into the kitchen featuring SOLID SURFACE COUNTERS, tile backsplash, planning desk, & breakfast area overlooking the PRIVATE BACKYARD * Upstairs offers two additional spacious bedrooms, full bath + a bonus room w/closet and an incredible walk-in attic for easy-access storage * The expansive daylight basement includes a 3-CAR GARAGE, ample storage, workshop/hobby space, and a SAFE ROOM * Enjoy the scenic beauty of nature from the deck or the fire pit area * COUNTY TAXES * Updates per sellers: Roof & water heater (2008) • Trane HVAC (2018) • Septic pumped (2025) * WOW!!!

Getting Around

3
WalkingCar-Dependent
18
TransitMinimal Transit
0
BikeNot Bike Friendly

Schools

3/10
Irondale Middle SchoolGrades 6-89.3 mi
6/10
Shades Valley High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Basement
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Double Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 2260

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Daylight,Bath/Stubbed

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Smooth Ceilings,Tray Ceiling(s),Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,315

Heating & Cooling

  • Heating features: Central,Dual Systems (HEAT),Natural Gas
  • Cooling features: Central Air,Dual,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,315 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2800344000034.006
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Open (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.49 Acres
  • Features: Interior Lot,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$287$3,444
Property Taxes $302$3,624
Electricity $370$4,451
Total$4,119$49,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,222/yr
40% on housing$123,570/yr
45% on housing$109,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 35243$259
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35243$220
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$625,000
2026-07-30Listed for sale$625,000
2006-06-30Sold$370,000

For Sale by Agent

AgentFrances Knox
BrokerageKeller Williams Homewood

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