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329 Lowell Rd, Milford, TX, 76670

4beds
2baths
3,261sqft
$13,684,350
$4,196price/sqft
$90,364/moest. monthly cost
$3,614,560/yrincome needed

About This Home

This is more than a home; this is a quintessential Texas estate! When you visit this expansive 1,368± acres, you'll find it all, a family home, grazing pastures, cultivated farmland, hay fields, barns, stock ponds and woodlands. The family homestead is secluded in a treed area with privacy from the road featuring 4 bedrooms, 2 full bathrooms and a two-vehicle garage. Over generations, this estate was created by an assemblage of individual tracts of contiguous land fronting Lowell Rd, Cosby Rd, and Majors Rd with multiple points of access and thousands of feet of frontage. Mill Creek winds through the heart of the ranch and serves as a corridor for deer and native wildlife, offering hunting and recreational activities in the heavily wooded areas where mature pecan tree groves and various hardwood trees reside. Most of the north side of the property is cultivated farmland, the center is wooded creek, and the south side is primarily fenced grazing pastures with stock ponds, barns and cattle pens. The precise configuration and use of land may adjust from year to year. This opportunity offers something for all who appreciates traditional farming, ranching and recreation—making it a true North Texas gem. The Land ID profile is available upon request offering additional details about how these properties are assembled and their respective boundaries. The new boundary survey is in the works and is expected to be available for review by the middle of November. For information about the land, farming and ranch please visit MLS # 21096774.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 2

Property

Lot

  • Lot size: 1,368 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $69,195$830,340
Home Insurance *$6,671$80,052
Property Taxes $14,140$169,680
Electricity $358$4,296
Total$90,364$1,084,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,098,194/yr
40% on housing$2,710,920/yr
45% on housing$2,409,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$4,196This listing

vs Other Active Listings

Avg $/sqft

ZIP 76670$101
Ellis County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 76670$242
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentTim Cummings
BrokerageTero Real Estate

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