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431 Natalie Cir, Searcy, AR, 72143

4beds
3baths
2,380sqft
$394,500
$166price/sqft
$2,640/moest. monthly cost
$105,600/yrincome needed

About This Home

Beautiful Modern Updated 4 bedroom, 2.5 bath home in the heart of Searcy. This home has many updated features from inside to the outside. With the open concept from the living room to the kitchen, this makes entertainment more convenient for your friends and family to gather and sit at the island, with overflow space in the dining room. The kitchen has beautiful modern black backsplash and a nice built-in electric range, and let's not forget the built-in sink in the island with butcher block. The bedrooms offer a split floor plan, giving the master bedroom privacy away from the other rooms. There is a half bath conveniently located off the kitchen for guests. The outside has cedar siding, wood shutters, with cedar posts on the porches, wood tongue, and groove ceilings that bring you the modern farmhouse style with an inviting backyard great for outdoor entertainment. This home is a showing stopper!!!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
Ahlf Junior High SchoolGrades 7-81.8 mi
7/10
Searcy High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Microwave,Electric Range,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen,Kitchen/Dining Combo,Living/Dining Combo

Features

  • Walk-In Closet(s),Ceiling Fan(s),Walk-in Shower,Granite Counters,Pantry,Primary Bedroom Apart,4 Bedrooms Same Level
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Low Emissivity Windows
  • Flooring: Vinyl,Tile
  • Fireplace features: Gas Starter,Gas Logs Present
  • Fireplace: Yes
  • Attic: Floored,Attic Vent-Turbo

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 2,380 sqft

Property

Details

  • Parcel number: 01601108294

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Whirlpool/Hot Tub/Spa
  • Fencing: Full,Wood

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Earthquake
Heat Wave
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,994$23,928
Home Insurance $320$3,840
Property Taxes $154$1,848
Electricity $172$2,068
Total$2,640$31,680

Income You'd Need if You Spent...

35% on housing$90,514/yr
40% on housing$79,200/yr
45% on housing$70,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 72143$120
White County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72143$135
White County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-19Price change$394,500
2025-08-19Price change$399,000
2025-07-17Listed for sale$414,900
2022-05-10Sold$320,000
2022-03-13Pending sale$320,000
2022-03-10Listed for sale$320,000
2021-02-12Sold$242,000
2021-01-22Listed for sale$259,500
2021-01-15Listing removed--
2020-12-09Contingent$259,500
2020-08-14Price change$259,500
2020-06-22Price change$264,000
2020-06-15Price change$284,000
2020-05-27Listed for sale$285,000
2015-10-29Sold$229,500
2011-09-14Sold$223,000
2011-07-22Listed for sale$230,000
2007-08-08Sold$235,000

For Sale by Agent

AgentJaime C Spears Bias
BrokerageBias 4 U Realty

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