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249 Lakeshore Cir, Milledgeville, GA, 31061

5beds
4baths
4,142sqft
$2,190,000
$529price/sqft
$15,082/moest. monthly cost
$603,280/yrincome needed

About This Home

ASK ABOUT THE REMARKABLE 2.25% Assumable VA Loan for qualified buyers! Nestled along the pristine shoreline of Lake Sinclair, this exceptional custom-built home offers the perfect blend of luxury, comfort, and timeless lakefront living. Situated on a beautifully landscaped, deeded lot with approximately 170 feet of private waterfrontage and panoramic water views, this thoughtfully designed home showcases superior craftsmanship, elegant finishes, and an unparalleled connection to one of Georgia's most sought-after recreational lakes. From the moment you arrive, the home's striking architectural design and welcoming curb appeal set the tone for what awaits inside. The expansive open-concept floor plan is filled with natural light, featuring oversized windows and breathtaking lake views from nearly every room. Rich hardwood flooring, custom millwork, designer lighting, and premium finishes create an atmosphere that is both sophisticated and inviting. At the heart of the home, the gourmet kitchen is designed to impress. Custom cabinetry, quartz countertops, stainless steel appliances, a spacious center island, and an inviting dining area overlooking the water make it ideal for both everyday living and entertaining. A generous walk-in pantry provides exceptional storage and convenience. The adjoining great room serves as a stunning gathering space, anchored by a beautiful stone fireplace and offering seamless access to the expansive covered lakeside porch-perfect for hosting guests or simply enjoying peaceful mornings and relaxing evenings by the water. The luxurious owner's suite is a private retreat featuring spectacular sunrise views over the lake, custom his-and-her closets, and a spa-inspired bath complete with a soaking tub and an oversized walk-in shower with dual shower heads, offering the ultimate relaxation experience. Additional guest suites provide comfortable accommodations with well-appointed bathrooms and ample privacy for family and visitors. Designed for both relaxation and recreation, the outdoor living spaces create a true resort-style retreat. The private saltwater pool offers a refreshing escape on warm Georgia days, while the adjacent hot tub provides the perfect place to unwind and take in the tranquil setting. The private dock offers deep-water access and endless opportunities for boating, fishing, swimming, and lakeside enjoyment. A fire pit and multiple gathering areas invite memorable evenings spent with family and friends under the stars. Beautifully manicured grounds surround the property, showcasing lush lawns, mature landscaping, colorful seasonal plantings, and thoughtfully maintained gardens that enhance both beauty and privacy. Expansive wraparound porches and outdoor entertaining spaces provide abundant room for dining, lounging, and hosting guests throughout the year. Adding to the property's exceptional convenience, an irrigation pump located at the dock supplies lake water to assist with maintaining the lush landscaping and pristine grounds, supporting efficient and effortless exterior upkeep. A spacious outbuilding accommodates every aspect of lake living. This versatile space easily stores water toys, kayaks, fishing gear, lawn equipment, recreational vehicles, and seasonal items, ensuring everything remains organized and readily accessible while preserving the home's refined aesthetic. Additional premium features include a Rinnai tankless water heater and a whole-home Generac generator, providing comfort, efficiency, and peace of mind year-round. For those traveling from afar, Baldwin Regional Airport is conveniently located nearby, allowing owners and guests to fly in for a weekend getaway and begin enjoying the lake lifestyle almost immediately! Offering an extraordinary combination of luxury, recreation, convenience, and natural beauty, this remarkable Lake Sinclair waterfront estate presents a rare opportunity to experience the very best of lakefront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Lakeview AcademyGrades 3-54.8 mi
5/10
Oak Hill Middle SchoolGrades 6-85.3 mi
2/10
Baldwin High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Ice Maker,Oven,Refrigerator,Tankless Water Heater
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Seats 12+

Features

  • Double Vanity,Separate Shower,Soaking Tub,Tile Bath,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Other,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Expandable
  • Finished area below ground: 0
  • Finished area above ground: 4,142

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,142
  • Total interior livable area: 4,142 sqft

Kitchen

  • Features: Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 086A 015

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool/Spa Combo,In Ground,Salt Water
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Dock
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Deep Water Access,Dock Rights,Lake,Seawall
  • Waterbody name: Lake Sinclair
  • Frontage type: Lakefront,Waterfront
  • Frontage length: Waterfront Footage: 170

Lot

  • Lot size: 0.57 Acres
  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,073$132,876
Home Insurance *$1,427$17,124
Property Taxes $2,180$26,160
Electricity $402$4,829
Total$15,082$180,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$517,097/yr
40% on housing$452,460/yr
45% on housing$402,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 31061$132
Baldwin County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 31061$147
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$2,190,000

For Sale by Agent

AgentJulie Fennell
BrokerageGeorgia Real Estate Team

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