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1220 15th St, Nevada, IA, 50201

2beds
1baths
984sqft
$158,000
$161price/sqft
$1,243/moest. monthly cost
$49,720/yrincome needed

About This Home

Whether you're buying your first home or looking to simplify with one-level living, this charming home is the perfect fit! Enjoy the convenience of having everything on the main floor, including a spacious living room and an updated kitchen. This cozy ranch home offers two bedrooms, including a primary bedroom with an oversized closet--a full bathroom, and a convenient laundry area. Step outside to relax on the deck overlooking Harrington Park or enjoy the privacy of the fenced backyard. Don't miss this wonderful opportunity to own an affordable, move-in-ready home in a great location! Call and schedule your showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Nevada Middle SchoolGrades 5-80.1 mi
4/10
Nevada High SchoolGrades 9-120.2 mi
10/10
Central Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl,Laminate
  • Finished area above ground: 984

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 1105370110
  • Zoning: Residential
  • Special condition: Standard

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 74.25 x 60

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$118$1,416
Property Taxes $206$2,472
Electricity $121$1,452
Total$1,243$14,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,617/yr
40% on housing$37,290/yr
45% on housing$33,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 50201$181
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50201$171
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$158,000
2023-12-04Sold$140,755
2023-10-11Pending sale$145,000
2023-09-21Listed for sale$145,000
2023-09-17Pending sale$145,000
2023-09-14Listed for sale$145,000
2018-08-16Sold$119,000
2018-06-30Listed for sale$119,000
2014-03-20Sold$75,000
2013-07-16Listed for sale$78,000
2008-07-24Sold$74,000

For Sale by Agent

AgentNicole Leusink
BrokerageCENTURY 21 SIGNATURE-Ames

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