130 4th Ave NW, Elgin, MN, 55932
About This Home
Welcome to this spacious 5-bedroom, 2-bath home in Elgin! An inviting open floor plan provides a comfortable flow throughout the main living area, the main level features a primary bedroom with an attached full bath. Numerous updates including flooring, appliances, light fixtures, trim, siding, windows, and roof all add modern style and peace of mind. The oversized two-car garage is insulated and heated, providing excellent space for vehicles, storage, hobbies, or year-round projects. Step outside to a large, fully fenced backyard featuring a new concrete patio, two storage sheds, and convenient alley access making this space perfect for relaxing and entertaining. The home is ideally located within walking distance of the elementary and middle school, as well as the city park, and the Great River Ridge State Trail. This updated Elgin home offers the perfect combination of space, comfort, and convenience that is ready to welcome you home.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: In Basement,Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Drainage System,Finished,Full,Storage/Locker,Storage Space,Sump Basket,Sump Pump
Bathroom
- Level: Main
- Area: 49.4375
- Dimensions: 5'3"x9'5"
Bedroom
- Level: Main
- Area: 147.1875
- Dimensions: 11'3"x13'1"
Bedroom2
- Level: Main
- Area: 130.8333
- Dimensions: 10'x13'1"
Bedroom3
- Level: Main
- Area: 106.6667
- Dimensions: 10'x10'8"
Bedroom4
- Level: Basement
- Area: 153.8333
- Dimensions: 11'10"x13'
Bedroom5
- Level: Basement
- Area: 108.2917
- Dimensions: 11'6"x9'5"
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 154.9167
- Dimensions: 11'11"x13'
Features
- Finished area below ground: 1,089
- Finished area above ground: 1,344
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,688
- Total interior livable area: 2,433 sqft
Kitchen
- Level: Main
- Area: 103.8194
- Dimensions: 10'10"x9'7"
Laundry
- Level: Basement
- Area: 56.4861
- Dimensions: 8'2"x6'11"
Living Room
- Level: Main
- Area: 295.4653
- Dimensions: 22'7"x13'1"
Mud Room
- Level: Main
- Area: 25.3333
- Dimensions: 8'x3'2"
Other
- Level: Basement
- Area: 185.5972
- Dimensions: 13'10"x13'5"
Other
- Level: Basement
- Area: 430.6597
- Dimensions: 32'11"x13'1"
Primary Bathroom
- Level: Main
- Area: 48.5556
- Dimensions: 7'8"x6'4"
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R190019200
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1344
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio
- Fencing: Chain Link
Lot
- Lot size: 0.37 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 101 x 161
Parking
- Total spaces: 2
- Parking features: Detached Garage,Concrete,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wabasha County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $335 | $4,020 |
| Electricity | $205 | $2,462 |
| Total | $2,459 | $29,508 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $334,500 |
| 2026-07-29 | Listed for sale | $345,000 |
| 2011-09-28 | Sold | $112,500 |
| 2011-08-12 | Price change | $114,900 |
| 2011-07-01 | Price change | $124,900 |
| 2011-06-08 | Price change | $134,900 |
| 2011-05-31 | Price change | $144,900 |
| 2011-05-27 | Price change | $134,900 |
| 2011-04-22 | Price change | $144,900 |
| 2011-04-17 | Price change | -- |
| 2011-02-07 | Listed for sale | $146,500 |
| 2007-04-04 | Sold | $144,351 |
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