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303 N Lakeshore Dr, Lake City, MN, 55041

3beds
2baths
1,760sqft
$279,900
$159price/sqft
$2,012/moest. monthly cost
$80,480/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom, 2 full-bath home situated on a desirable corner lot near downtown. Experience the ideal combination of comfort and convenience in this renovated home. Inside, you will find an updated kitchen featuring modern finishes, along with renovated bathrooms and stylish flooring throughout. The functional layout offers comfortable living spaces, while the corner lot provides added privacy, extra yard space, and great curb appeal. The furnace and water heater have been updated also! 3 bedrooms with partial lake views are located together on the upper floor with a spacious bathroom. Embrace the closeness to downtown, the marina, numerous parks, restaurants, and breathtaking Lake Pepin. This is your perfect move in ready home in an unbeatable location! This home would make a great VRBO!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
7/10
Lincoln SecondaryGrades 7-120.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Storage Space,Unfinished

Bathroom

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper
  • Area: 159
  • Dimensions: 15X10.6

Bedroom2

  • Level: Upper
  • Area: 118.3
  • Dimensions: 13X9.1

Bedroom3

  • Level: Upper
  • Area: 175.2
  • Dimensions: 14.6X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main

Dining Room

  • Level: Main
  • Area: 220.1
  • Dimensions: 15.5X14.2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 1,760 sqft

Kitchen

  • Level: Main
  • Area: 115
  • Dimensions: 10X11.5

Living Room

  • Level: Main
  • Area: 179.47
  • Dimensions: 13.10X13.7

Porch

  • Level: Main
  • Area: 160.08
  • Dimensions: 13.8X11.6

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R220034900
  • Zoning description: Residential-Single Family
  • Foundation area: 392

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Fencing: None

Lot

  • Lot size: 8,102 sqft
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Electric,Garage Door Opener,Insulated Garage,No Int Access to Dwelling,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Wabasha County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$168$2,016
Property Taxes $259$3,108
Electricity $170$2,050
Total$2,012$24,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,982/yr
40% on housing$60,360/yr
45% on housing$53,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 55041$191
Wabasha County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 55041$161
Wabasha County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$279,900
2026-07-24Listing removed--
2026-07-03Price change$289,000
2026-06-25Listed for sale$298,000
2024-05-19Listing removed--
2024-04-02Price change$299,900
2024-03-24Price change$309,000
2024-02-25Price change$319,000
2024-02-20Price change$327,000
2024-02-19Price change$339,999
2024-02-17Listed for sale$339,789
2019-04-25Sold$157,500
2019-04-01Pending sale$159,900
2019-02-20Price change$159,900
2018-11-11Price change$164,900
2018-09-03Listed for sale$179,900
2007-07-16Sold$93,000

For Sale by Agent

AgentNancy Denzer
BrokerageLakeshore Real Estate Krage &

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