12868 622nd St, Kellogg, MN, 55945
About This Home
Don’t miss this rare opportunity to own riverfront property on Pool 5 of the Mississippi River! Located in the peaceful West Newton area near Kellogg, MN. This beautifully updated 2-bedroom, 1-bathroom home sits on a .63-acre lot that stretches all the way to the water—no dock permit required! Property Highlights: 2 Bedrooms | 1 Bathroom | Unfinished basement (plumbed for a second bathroom—shower pan & toilet installed); 2236 SF 4-season front porch that stretches the full front width of the home with beautiful river views! Central Air & Forced Heat | Spray foam-insulated basement Newer LVT, windows, carpet, and recessed lighting throughout Vinyl siding and new roof Stainless steel kitchen appliances included Private well & septic New riprap shoreline protection with nice grass flat by river Outdoor shower Covered carport Stamped concrete patio with recessed fire pit Garden shed included Very close to public boat landing – ideal for water lovers Whether you're looking for a full-time home or a summer escape, this property delivers the best of riverfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Block,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Disposal,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Common Area,Electric Dryer Hookup,In Hall,Laundry Closet,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Drainage System,Egress Window(s),Full,Unfinished
Bedroom
- Level: Main
- Area: 168
- Dimensions: 14x12
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 96
- Dimensions: 12x8
Features
- Finished area below ground: 0
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
Kitchen
- Level: Main
- Area: 96
- Dimensions: 12x8
Laundry
- Level: Main
- Area: 28
- Dimensions: 7x4
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Other
- Level: Main
- Area: 160
- Dimensions: 16x10
Primary Bathroom
- Level: Main
- Area: 81
- Dimensions: 9x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R050108900
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1248
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Front Porch,Patio
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Dock,River Front,River View,Waterfront Elevation(15-26),Lake Bottom(Excellent Sand)
Lot
- Lot size: 0.63 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 369.43 x 75 x 354.46 x 76.48
Parking
- Parking features: Carport,Concrete,Driveway - Other Surface
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wabasha County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $2,155 | $25,860 |
| Property Taxes | $334 | $4,008 |
| Electricity | $188 | $2,263 |
| Total | $5,705 | $68,460 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $599,000 |
| 2025-12-16 | Listing removed | $625,000 |
| 2025-09-05 | Price change | $625,000 |
| 2025-08-20 | Price change | $679,000 |
| 2025-08-08 | Listed for sale | $699,000 |
| 2013-06-25 | Sold | $195,000 |
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