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65272 140th Ave, Wabasha, MN, 55981

2beds
3baths
1,947sqft
$650,000
$334price/sqft
$4,314/moest. monthly cost
$172,560/yrincome needed

About This Home

Welcome to riverfront living in Wabasha, where the Mississippi River becomes part of your everyday backdrop. This beautiful 2 bedroom, 2.5 bath home offers incredible water views, multiple decks, and a setting designed for relaxing, entertaining, and enjoying life along the river. From morning coffee with songbirds to evenings watching bald eagles soar overhead, this property offers a peaceful connection to nature that is hard to find. The main level features an open living area with soaring ceilings, warm wood accents, a brick fireplace, and a striking wall of windows that draws your eye straight to the water. The kitchen offers charming cabinetry, tile flooring, and an easy flow into the main living and dining spaces, while access to the deck creates a natural extension of the home for outdoor dining or quiet river-view moments. A main-floor bedroom and bath add convenience, while the upper level provides a private bedroom retreat with wood floors, generous storage, a half bath, and elevated views over the main living area and river beyond. The lower level walk out adds even more usable space with a family room, fireplace, bar area, laundry, bath, and walkout access toward the water, making it a great place to gather after a day of fishing, boating, or relaxing outside. With river access, multiple outdoor spaces, and a 2-car garage, this home is well-suited for year-round living or a special getaway. Recent updates include a new heat/hot water unit, new septic, new roof, new garage door, and new deck. Located just minutes from local restaurants, downtown Wabasha, the National Eagle Center, LARK Toys, summer concerts, and easy access to Wisconsin, Rochester, and Winona, this property offers the lifestyle buyers dream about when they picture life on the Mississippi River.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Wabasha-Kellogg SecondaryGrades 7-123.8 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 2
  • Fireplace features: Brick,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 806
  • Finished area above ground: 1,141

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,983
  • Total interior livable area: 1,947 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Lower

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R050045803
  • Zoning description: Residential-Single Family
  • Foundation area: 842

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: East,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Dock,River Front,River View

Lot

  • Lot size: 871.20 sqft
  • Features: Accessible Shoreline
  • Lot size dimensions: 130 x 75

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Landslide
Winter Weather

FEMA Declared Disasters in Wabasha County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$465$5,580
Property Taxes $393$4,716
Electricity $170$2,050
Total$4,314$51,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,908/yr
40% on housing$129,420/yr
45% on housing$115,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 55981$144
Wabasha County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 55981$148
Wabasha County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$650,000

For Sale by Agent

AgentRobin Gwaltney
BrokerageRe/Max Results

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