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2120 S Highway A1a, Vero Beach, FL, 32963

10beds
15baths
14,853sqft
$45,000,000
$3,030price/sqft
$367,063/moest. monthly cost
$14,682,520/yrincome needed

About This Home

One of Vero Beach's most extraordinary oceanfront properties in the prestigious Estate Section. 3.15± acres from A1A to ocean w/ 223± ft of direct frontage. The 14,853± SF legacy estate features 8 ocean-view beds, a separate 2-bed guest house, Alabama limestone floors, walls of impact glass, elevator, & solar power system. Amenities incl a 1,150-bottle temp-controlled wine room, private theater, library, game room w/ bar, sauna, steam room, infinity-edge saltwater pool, summer kitchen, HAR-TRU tennis/pickleball courts, AC garage for 7 cars, Tesla Powerwall, water filtration, 150kW generator.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-89.5 mi
5/10
Vero Beach High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Other
  • Construction materials: Block,Concrete,Stucco,Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator,Wine Cooler,Water Purifier,Washer
  • Laundry features: Laundry Room

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 14X15

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 19X14

Bedroom

  • Dimensions: 15X24

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 14X16

Bedroom

  • Dimensions: 14X15

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 15
  • Full bathrooms: 11
  • 1/2 bathrooms: 4

Den

  • Dimensions: 21X19

Dining Room

  • Dimensions: 14X27

Family Room

  • Dimensions: 16X18

Features

  • Closet Cabinetry,Elevator,High Ceilings,Kitchen Island,Pantry,Sauna,Walk-In Closet(s)
  • Flooring: Slate,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,3+ Units

Interior Area

  • Total interior livable area: 14,853 sqft

Kitchen

  • Dimensions: 18X12

Living Room

  • Dimensions: 16X27

Property

Details

  • Parcel number: 33403400001000000009.0
  • Zoning: ,
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Salt Water
  • Patio & porch: Patio
  • Exterior features: Built-in Barbecue,Balcony,Barbecue,Sprinkler/Irrigation,Outdoor Kitchen,Outdoor Shower,Patio,Tennis Court(s)
  • Has spa: Yes
  • Spa features: Hot Tub,Steam Room
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front
  • Frontage length: 225
  • Living area range: OVER 9000

Lot

  • Lot size: 3.15 Acres
  • Features: 3-5 Acres
  • Lot size dimensions: 223 x 1280

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227,544$2,730,528
Home Insurance *$86,045$1,032,540
Property Taxes $51,980$623,760
Electricity $1,494$17,937
Total$367,063$4,404,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,585,017/yr
40% on housing$11,011,890/yr
45% on housing$9,788,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,030This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$975
Indian River County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Listed for sale$45,000,000
2015-01-07Sold$2,570,000
2009-09-15Sold$1,820,000
2005-10-21Sold$3,750,000
2004-03-19Sold$2,100,000

For Sale by Agent

AgentCindy J O'Dare
BrokerageOne Sotheby's Int'l Realty

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