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4319 Sunset Beach Cir, Niceville, FL, 32578

4beds
4baths
3,107sqft
$925,000
$298price/sqft
$6,385/moest. monthly cost
$255,400/yrincome needed

About This Home

See Additional Remarks--- Experience refined coastal luxury at 4319 Sunset Beach Circle, a custom-built residence in the exclusive guard-gated community of Sunset Beach within Bluewater Bay. Offering 3,107 square feet of thoughtfully designed living space, this exceptional home blends elevated design, superior craftsmanship, and energy-efficient construction into one impressive package. A pavered drive and Versailles-pattern travertine walk lead to a covered entry accented with tongue-and-groove wood ceilings and grand mahogany double doors with aged bronze hardware. Inside, natural light pours into the expansive main level where soaring ceilings and seamless travertine flooring connect the formal dining area, great room, chef's kitchen, and breakfast nook. The scale is both dramatic and welcoming, perfectly suited for intimate evenings or larger gatherings. Extensive millwork, custom casings, and curated finishes elevate every space. The great room showcases 22-foot ceilings, statement chandeliers, a gas fireplace, and custom built-ins, all flowing effortlessly into a designer kitchen outfitted with professional-grade stainless steel Viking appliances, including dual convection ovens, a five-burner gas range with pot filler, and a Viking refrigerator. An oversized island with prep sink and beverage station anchors the space, while soft-close cabinetry and a generous walk-in pantry provide abundant storage without sacrificing style. The primary suite is privately situated on the main floor behind double eight-foot doors, offering a serene retreat with a spa-inspired bath featuring dual vanities with Carrara marble tops, a soaking tub, walk-in shower with dual heads, private water closet, and spacious walk-in closet. Outdoor living is equally impressive. French doors and sliding glass panels open to a large covered porch complete with tile flooring, wood-paneled ceilings, and ample space for lounging or dining. Pre-plumbed for gas, water, and electric, the area is ready for a future summer kitchen. Beyond, mature landscaping and a generous sodded lawn create a beautiful and functional backyard setting. Upstairs, two oversized bedrooms each enjoy private en suite baths, while a fourth bedroom--currently used as an office--offers flexibility along with a finished, climate-controlled walk-in storage space. Built with 2x6 construction, spray fiber insulation, and foam roof decking, the home is designed for efficiency and durability. A DECRA stone-coated steel roof with, NEW Rinnai tankless water heater, dual Lennox heat pumps, Manabloc plumbing system, surround sound, and Kevlar hurricane shutters further highlight the home's commitment to quality and performance. Residents of Sunset Beach enjoy exclusive access to Niceville's only bayfront, resort-style pool, private sandy beach, clubhouse, and 24-hour manned security, with HOA dues that include lawn maintenance and lawn irrigation. A custom home of this caliber, in this location, is a rare offering--thoughtfully designed, impeccably finished, and positioned within one of Niceville's most desirable waterfront communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
7/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2014

Materials

  • Roof: Concrete
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Double Oven,Refrigerator,Tankless Water Heater

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second
  • Area: 198.645
  • Dimensions: 15.58 x 12.75

Bedroom

  • Level: Second
  • Area: 201.2528
  • Dimensions: 16.66 x 12.08

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 142.8031
  • Dimensions: 14.41 x 9.91

Dining Room

  • Level: First

Features

  • Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Pantry
  • Window features: Double Pane Windows,Hurricane Shutters
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 308.5128
  • Dimensions: 21.16 x 14.58

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,107
  • Total interior livable area: 3,107 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First
  • Area: 272.1075
  • Dimensions: 17.75 x 15.33

Property

Details

  • Parcel number: 271S22240900000550
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 55' x 130' x 52' x 129'

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$820$9,840
Property Taxes $576$6,912
Electricity $312$3,752
Total$6,385$76,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,914/yr
40% on housing$191,550/yr
45% on housing$170,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$257
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$975,000
2026-04-06Price change$1,015,000
2026-03-09Price change$1,085,000
2026-03-01Listed for sale$1,200,000
2016-06-30Sold$551,500
2016-05-16Listed for sale$565,000
2012-09-20Sold$48,500
2010-12-09Sold$45,000
2006-02-07Sold$150,000
2004-10-12Sold$129,000
2004-08-24Sold$99,000

For Sale by Agent

AgentBrianna R Anderson
BrokerageBeach House Sales and Development

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