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1303 S Shipley St, Muncie, IN, 47302

3beds
1baths
1,338sqft
$79,900
$60price/sqft
$810/moest. monthly cost
$32,400/yrincome needed

About This Home

This charming 3-bedroom home offers a great opportunity for first-time buyers, those looking to downsize, or anyone searching for an affordable place to call home. Fresh paint throughout, brand-new carpet, and new vinyl flooring in the kitchen and bathroom give the interior a clean, refreshed feel that's ready for you to move right in. The spacious covered front porch is the perfect spot to relax. Situated on a large lot with an additional adjacent lot included, you'll have plenty of outdoor space for endless possibilities. To make your move even easier, the refrigerator, stove, washer, and dryer are all included. If you're looking for a comfortable home with extra space and great value, this one is worth a look!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
2/10
Southside Middle SchoolGrades 6-81.4 mi
3/10
Muncie Central High SchoolGrades PK-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Dimensions: 00x00

Bedroom3

  • Level: Main
  • Dimensions: 00x00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,338
  • Total interior livable area: 1,338 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Dimensions: 00x00

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 181114308008000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,Sidewalks,Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$116$1,392
Property Taxes $106$1,272
Electricity $184$2,212
Total$810$9,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,771/yr
40% on housing$24,300/yr
45% on housing$21,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$56
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$79,900
2025-12-29Listing removed$69,000
2025-11-29Listed for sale$69,000
2025-10-19Pending sale$69,000
2025-10-08Listing removed$69,000
2025-09-15Price change$69,000
2025-08-22Price change$73,000
2025-07-31Listed for sale$78,000
2025-07-13Pending sale$78,000
2025-07-11Price change$78,000
2025-04-25Price change$85,000
2025-04-08Listed for sale$90,000
2009-12-14Sold$20,000

For Sale by Agent

AgentRichard Beckham
BrokerageKeller Williams Indy Metro NE

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