See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1131 N Warwick Rd, Muncie, IN, 47304

3beds
3baths
2,990sqft
$382,000
$128price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

Welcome to 1131 Warwick Road, a standout Tudor Revival home nestled along the canopy-lined streets of Muncie’s historic Westwood neighborhood. Lovingly maintained by the same owners for nearly 40 years, this property seamlessly blends rich 1920s architectural character with key modern refinements, recent system upgrades, and serene outdoor spaces. Fresh paint throughout the main living areas enhances an inviting layout that flows effortlessly from the living room’s cozy gas fireplace to the formal dining room, bright breakfast nook, and light-filled three-season sunroom. Two versatile main-floor flex rooms are ideal for a home office, den, or creative studio. The possibilties are endless. While upstairs offers three bedrooms and a fully renovated bath featuring a classic clawfoot tub, sleek walk-in shower, and a charming laundry chute, topped off by a walk-up attic. Downstairs, along with the finished basement that host a huge rec area, or gym area there is an extra flexible space that includes another half bath. Complete with a two-car garage, mature landscaping, and peace-of-mind major updates—including a new water heater (2026), rubber roof (2026), and HVAC system (2022)—this iconic Westwood classic offers an unbeatable location just steps from Ball State University, Christy Woods, and Ball Memorial Hospital.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
5/10
Northside Middle SchoolGrades 6-80.7 mi
3/10
Muncie Central High SchoolGrades PK-121.2 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Asphalt,Rubber,Shingle
  • Construction materials: Brick,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 195

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 792
  • Finished area above ground: 2,198

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,340
  • Total interior livable area: 2,990 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 351

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 181108253009.000003

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.40 Acres
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 124 X 139

Parking

  • Total spaces: 2
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,931$23,172
Home Insurance *$258$3,096
Property Taxes $241$2,892
Electricity $274$3,289
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 47304$102
Delaware County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47304$127
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$379,900
2026-07-06Listed for sale$382,000

For Sale by Agent

AgentSarah Hathaway
BrokerageF.C. Tucker Muncie, REALTORS

Similar Homes