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7104 S Hibiscus Dr, Muncie, IN, 47302

4beds
3baths
1,908sqft
$237,000
$124price/sqft
$1,840/moest. monthly cost
$73,600/yrincome needed

About This Home

NEW PRICE! MOTIVATED SELLER'S! BUYER Incentive increased to $5000.00 Welcome home to this spacious 4-bedroom, 2.5-bathroom gem located in Cowan School District! Inside Layout: Designed for both entertaining and everyday living, the main floor boasts a formal living area alongside a cozy, separate family room featuring a beautiful wood-burning fireplace—your future go-to spot for chilly winter evenings. Outdoor Oasis: Step straight from the family room onto your brand-new deck (installed Spring 2026), which overlooks an expansive, fully flat backyard. Complete with a dedicated fire pit area and a brand-new privacy fence, this backyard is a private sanctuary ready for summer BBQs, pets, and family gatherings. Enjoy peace of mind with major mechanical and structural updates already completed: Roof: 4 years old HVAC: 3 years old Septic System: Brand new (installed October 2025) Don't miss the opportunity to make this exceptional property your own!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Cowan Elementary SchoolGrades K-62.1 mi
6/10
Cowan High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Family Room

  • Level: Main
  • Area: 195

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,908

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,908
  • Total interior livable area: 1,908 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 208

Property

Details

  • Parcel number: 181503278012.000012

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.28 Acres
  • Features: Level
  • Lot size dimensions: 75 x 168

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,198$14,376
Home Insurance *$346$4,152
Property Taxes $112$1,344
Electricity $184$2,212
Total$1,840$22,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,085/yr
40% on housing$55,200/yr
45% on housing$49,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 47302$54
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47302$86
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$237,000
2026-06-29Price change$240,000
2026-06-08Price change$249,900
2026-06-02Listed for sale$251,475
2024-04-10Sold$215,000
2024-02-05Pending sale$209,900
2024-02-02Listed for sale$209,900
2022-04-08Sold$170,000
2022-01-30Pending sale$184,900
2022-01-17Price change$184,900
2022-01-10Listed for sale$194,900
2016-07-20Sold$46,681
2016-01-25Sold$63,190
2008-05-29Sold$90,000

For Sale by Agent

AgentSarah Hathaway
BrokerageF.C. Tucker Muncie, REALTORS

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