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11817 E Edgewater Rd, Albany, IN, 47320

3beds
3baths
4,424sqft
$445,000
$101price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

Hitting the market for the first time in 25 years, this stunning 4,400 sq ft. brick home offers space, character, and endless possibilities. Inside, you'll find 3 bedrooms, an office, 2 living rooms, along with a large bonus/rec room perfect for entertaining. Multiple outbuildings offer flexibility for storage, hobbies, or workspace, as well as a large unfinished basement. A rare opportunity to own a one of a kind property with plenty of room to grow.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Albany Elementary SchoolGrades K-50.6 mi
6/10
Delta Middle SchoolGrades 6-85.2 mi
8/10
Delta High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Freezer,Double Oven,Electric Oven,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 150

Family Room

  • Level: Main
  • Area: 336

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Laminate Counters,Entrance Foyer,Tub/Shower Combination,Formal Dining Room,Custom Cabinetry
  • Window features: Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,424

Heating & Cooling

  • Heating features: Propane,Wood,Forced Air
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 6,070
  • Total interior livable area: 4,424 sqft

Kitchen

  • Level: Main
  • Area: 299

Living Room

  • Level: Main
  • Area: 510

Property

Details

  • Parcel number: 180811100016.000004
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Jet/Garden Tub

Lot

  • Lot size: 1.18 Acres
  • Features: Few Trees,0-2.9999,Rural
  • Lot size dimensions: 346x118

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$515$6,180
Property Taxes $273$3,276
Electricity $405$4,866
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 47320$117
Delaware County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 47320$90
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$459,900
2026-01-02Price change$494,900
2025-11-05Price change$499,900
2025-10-08Price change$524,900
2025-09-18Listed for sale$549,900

For Sale by Agent

AgentJessica Kaelin
BrokerageHome 2 Home Realty Group

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