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1310 Main St, Ferdinand, IN, 47532

3beds
2baths
1,536sqft
$190,000
$124price/sqft
$1,330/moest. monthly cost
$53,200/yrincome needed

About This Home

Love the timeless appeal of a vintage home but crave modern updates? You won't want to miss this beautifully remodeled 1920s gem. Step off the covered front porch and through the inviting front door into a foyer bursting with original personality, highlighted by exquisite window craftsmanship and classic wide baseboards. The cozy living room features plush carpeting and a ceiling fan, creating the perfect retreat for family relaxation. Nearby, the seamless flow between the dining room and kitchen makes hosting a breeze, boasting stylish laminate flooring, crisp white cabinetry, dramatic dark counter tops, and a generous pantry. Practicality meets convenience at the back entrance, where a combined laundry room and half-bath wait just inside from the fully fenced backyard and fire pit. Upstairs, three unique bedrooms await; the third is currently styled as an enviable walk-in closet but can easily transition back to a bedroom or home office. Situated on a desirable corner lot, this well-maintained, conveniently located home perfectly balances historic soul with contemporary living.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • Flooring: Carpet,Laminate,Ceramic Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,536

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 191528301220.000008

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,City/Town/Suburb
  • Lot size dimensions: 107 x 68

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$70$840
Property Taxes $116$1,392
Electricity $184$2,212
Total$1,330$15,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,600/yr
40% on housing$39,900/yr
45% on housing$35,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 47532$163
Dubois County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 47532$132
Dubois County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$190,000
2026-06-30Listed for sale$195,000
2026-06-02Pending sale$195,000
2026-05-29Listed for sale$195,000
2018-07-12Sold$85,000

For Sale by Agent

AgentAmy Hawkins
BrokerageF.C. TUCKER EMGE

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