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324 Galt Street, New Albany, IN, 47150

2beds
1baths
924sqft
$170,000
$184price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Welcome to 324 Galt Street! This charming 2-bedroom, 1-bath home offers 924 square feet of comfortable living space and combines character with everyday convenience. Inside, you'll find a functional layout featuring an eat-in kitchen, first-floor laundry room, ceiling fans, and all living spaces conveniently located on one level. New carpet, paint and lights in home. The exterior features low-maintenance vinyl siding, a covered front porch perfect for relaxing, a fenced yard, and a storage shed for additional space. Schedule your showing today! One seller is a licensed real estate agent.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Hazelwood Middle SchoolGrades 5-80.6 mi
7/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1929

Materials

  • Foundation: Crawlspace
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Main Level Primary,Utility Room
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 220502802305000008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Fence,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$105$1,260
Property Taxes $280$3,360
Electricity $184$2,212
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$107
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$170,000
2026-07-06Price change$174,900
2026-06-26Listed for sale$179,900
2026-06-10Listing removed$174,900
2026-06-05Listed for sale$174,900
2021-08-02Sold$84,900
2021-06-04Listed for sale$79,900
2018-12-02Listing removed$89,000
2018-12-02Price change$89,000
2018-11-12Price change$79,900
2018-09-11Price change$84,900
2018-07-02Price change$89,000
2018-06-12Listed for sale$99,900

For Sale by Agent

AgentRob Gaines
BrokerageKeller Williams Realty Consultants

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