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332 E 16th Street, New Albany, IN, 47150

2beds
1baths
800sqft
$154,900
$194price/sqft
$1,337/moest. monthly cost
$53,480/yrincome needed

About This Home

Welcome to this beautifully renovated home, where timeless character meets modern updates. This charming 2-bedroom, 1-bath home features new luxury vinyl plank flooring throughout, tall ceilings, large windows that fill the home with natural light, and a fully remodeled kitchen complete with a new oven. The updated bathroom offers a fresh, modern feel while maintaining the home's inviting charm. Step outside to enjoy the welcoming front porch or relax in the spacious, fully fenced backyard featuring a storage shed and plenty of room for outdoor activities. Conveniently located in the heart of New Albany, you'll be just minutes from downtown Louisville with easy access to local restaurants, shopping, parks, and entertainment. Don't miss the opportunity to own this move-in-ready home that combines historic charm with today's modern conveniences.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1929

Materials

  • Foundation: Block,Cellar
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes

Bedroom

  • Level: First
  • Dimensions: 12.9 x 19.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9.3 x 11.7

Features

  • Eat-in Kitchen,Main Level Primary,Utility Room
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: First
  • Dimensions: 7.2 x 13.1

Master Bedroom

  • Level: First
  • Dimensions: 19.3 x 12.1

Other

  • Level: First
  • Dimensions: 7.7 x 5.2

Other

  • Level: First

Property

Details

  • Parcel number: 220502800764000008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Fence,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size: 4,791 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$95$1,140
Property Taxes $275$3,300
Electricity $184$2,212
Total$1,337$16,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,840/yr
40% on housing$40,110/yr
45% on housing$35,653/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$107
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$154,900

For Sale by Agent

AgentDebbie Brown
BrokerageSouthern Homes Realty

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