521 E Oak, New Albany, IN, 47150
About This Home
Welcome to 521 E. Oak Street, where historic charm meets modern convenience in the heart of downtown New Albany. This home features an open-concept floor plan with stylish finishes throughout. The spacious kitchen offers granite countertops, a tile backsplash, and abundant cabinet space, flowing seamlessly into the living and dining areas—perfect for entertaining or everyday living. The bathroom showcases floor-to-ceiling tile, while the inviting covered front porch provides the perfect place to relax and enjoy the neighborhood atmosphere. Step outside to a backyard, professionally transformed into a low-maintenance outdoor retreat. Featuring artificial turf and custom hardscaping, this maintenance-free space creates an incredible hangout area. Located just blocks from downtown restaurants, local shops, the Ohio River Greenway, and the riverfront, you’ll love having some of New Albany’s most popular destinations within walking distance. Whether you’re searching for a primary residence, a weekend retreat, or an investment opportunity, this move-in-ready property offers exceptional flexibility and location. Furnishings may be negotiable with an acceptable offer. Don’t miss your opportunity to own this turnkey property in one of Southern Indiana’s most vibrant and walkable downtown neighborhoods. Schedule your private showing today
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1929
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 2,050
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
Property
Details
- Parcel number: 220503500296000008
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,270 sqft
Parking
- Total spaces: 2
- Parking features: Carport,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $452 | $5,424 |
| Electricity | $187 | $2,255 |
| Total | $2,340 | $28,080 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $279,900 |
| 2026-06-13 | Price change | $299,900 |
| 2026-06-05 | Listed for sale | $315,000 |
| 2023-12-02 | Sold | $294,000 |
| 2023-11-27 | Price change | $300,000 |
| 2023-08-11 | Listed for sale | $320,000 |
| 2021-04-16 | Sold | $225,000 |
| 2021-03-23 | Pending sale | $234,900 |
| 2021-03-23 | Listing removed | -- |
| 2021-03-22 | Pending sale | $234,900 |
| 2021-03-19 | Price change | $234,900 |
| 2021-03-11 | Price change | $239,900 |
| 2021-03-04 | Price change | $243,700 |
| 2021-02-15 | Listed for sale | $249,900 |
| 2014-06-19 | Sold | $19,400 |
| 2014-05-29 | Price change | $18,900 |
| 2014-04-16 | Price change | $17,900 |
| 2013-11-22 | Listed for sale | $19,900 |
| 2013-10-17 | Listing removed | $19,900 |
| 2013-04-18 | Listed for sale | $19,900 |
| 2011-06-27 | Listing removed | $24,900 |
| 2011-02-16 | Listed for sale | $24,900 |
| 2008-01-02 | Sold | $23,900 |
| 2007-05-17 | Sold | $42,344 |
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