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609 Foster Rd, Cheltenham, PA, 19012

4beds
3baths
2,240sqft
$545,000
$243price/sqft
$3,810/moest. monthly cost
$152,400/yrincome needed

About This Home

Recently renovated single-family home in Cheltenham. Great location, near Cheltenham Arts Center and train station. Close to public transportation. Opposite to Berachah Church. Surrounded by Parks, creeks and peaceful environment. Highly motivated owners. 1st Floor Bedroom and full bath in the 1st floor. Large living room and family room. Deck out of the Great room.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Cheltenham El SchoolGrades K-40.5 mi
5/10
Cedarbrook Middle SchoolGrades 7-83.4 mi
5/10
Cheltenham High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Permanent
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Has basement: Yes
  • Basement: Partial

Features

  • Exposed Beams,Open Floorplan
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Accessibility

  • Accessibility features: Vehicle Transfer Area,Visual Mod

Details

  • Parcel number: 310010273001
  • Zoning: R5
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Storage,Street Lights

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$225$2,700
Property Taxes $585$7,020
Electricity $245$2,949
Total$3,810$45,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,628/yr
40% on housing$114,300/yr
45% on housing$101,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 19012$210
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19012$200
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$575,000
2025-12-16Listing removed$579,000
2025-12-10Listed for sale$579,000
2006-01-09Sold$212,000

For Sale by Agent

AgentJames Victor
BrokerageJB Victor Realtors & Business Brokers

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