See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12334 Camberley Ln, Carmel, IN, 46033

3beds
3baths
2,201sqft
$399,950
$182price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Beautifully maintained two-story, 3-bedroom, 2.5-bath home in the highly desirable Brookshire Village subdivision in Carmel. Step inside to discover an inviting open layout with plenty of natural light, perfectly enhanced by durable water and scratch-resistant laminate flooring throughout. Many updates, including a new dishwasher (2025), new water heater (2024), new microwave (2022), a freshly updated home office (2025), new lighting (2026), and much more. Outside, escape to your own peaceful retreat in a private shaded yard with mature trees-combining modern convenience with timeless charm.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
8/10
Clay Middle SchoolGrades 6-80.6 mi
10/10
Carmel High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1980

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 88
  • Dimensions: 11x08

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Attic Access,Built-in Features,High Ceilings,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 338
  • Dimensions: 26x13

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Loft

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Master Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: 291032203026000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler System

Lot

  • Lot size: 5,662 sqft
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$164$1,968
Property Taxes $314$3,768
Electricity $201$2,421
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 46033$199
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46033$170
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$374,950
2026-08-05Price change$390,000
2026-07-28Price change$399,950
2026-07-15Listed for sale$415,000
2019-05-15Listing removed$274,900
2019-05-09Listed for sale$274,900
2019-05-07Sold$268,000
2019-04-08Pending sale$274,900
2019-03-08Listed for sale$274,900
2019-03-02Pending sale$274,900
2019-02-28Listed for sale$274,900
2018-12-01Listing removed$274,900
2018-06-26Price change$274,900
2018-05-24Price change$284,900
2018-05-04Listed for sale$290,000
2014-05-30Sold$210,500
2010-05-24Sold$155,000

For Sale by Agent

AgentBrian Wignall
BrokerageF.C. Tucker Company

Similar Homes