1610 Hwy 64 NW, Ramsey, IN, 47166
About This Home
Charming 1.5-story home ready for you to move right in! This 3-bedroom, 1-bath property sits on a spacious .64-acre corner lot, offering plenty of room to enjoy both inside and out. The inviting layout features comfortable living spaces, while the attic provides excellent storage or the potential to be finished as a 4th bedroom or home office. The large attached garage is a standout with a built-in oil changing station—perfect for hobbyists or car enthusiasts. Step out back to a generous deck overlooking the yard, ideal for morning coffee or entertaining guests. Just minutes away from North Harrison School.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range,Refrigerator
- Laundry features: In Basement,Other
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedroom
- Level: First
- Dimensions: 8.11 x 9.1
Bedroom
- Level: Second
- Dimensions: 12.8 x 11.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Dimensions: 11.1 x 8.7
Features
- Attic,Bookcases,Ceiling Fan(s),Bath in Primary Bedroom,Main Level Primary,Wood Burning Stove
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Wood BurningStove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,716
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,716
- Total interior livable area: 1,716 sqft
Kitchen
- Level: First
- Dimensions: 14.4 x 10.11
Living Room
- Level: First
- Dimensions: 10.2 x 19.9
Master Bedroom
- Level: First
- Dimensions: 10.2 x 11.9
Other
- Level: First
- Dimensions: 5 x 8.8
Other
- Level: Second
- Dimensions: 12.8 x 20.1
Other
- Level: Second
- Dimensions: 12.8 x 21.9
Property
Details
- Parcel number: 310523327001000011
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Deck,Porch
- Exterior features: Deck,Handicap Accessible,Porch
Lot
- Lot size: 0.64 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Strong Wind
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $102 | $1,224 |
| Electricity | $184 | $2,212 |
| Total | $1,569 | $18,828 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Price change | $219,900 |
| 2026-04-13 | Listed for sale | $225,000 |
| 2024-04-15 | Sold | $195,000 |
| 2024-02-29 | Pending sale | $199,900 |
| 2024-02-15 | Listed for sale | $199,900 |
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