206 N Pearl St, Spiceland, IN, 47385
About This Home
Not every home needs polished perfection to make an impression. At 206 N Pearl Street, you'll find character that can't be built new: hardwood floors underfoot, four porches ready for rocking chairs, and 2,472 square feet of space to make your own. With 5 bedrooms and 2 full baths, there's flexibility for hobbies, guests, work-from-home needs, or simply room to spread out. The detached garage and attached 2-car carport add convenience, while the location offers something that's getting harder to find: a true small-town atmosphere where people know their neighbors and life moves at a more comfortable pace. Just minutes from the interstate, you can enjoy the quiet of Spiceland without feeling disconnected. If you've been searching for a home with space, personality, and the opportunity to create something special, this one deserves a closer look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Dimensional Shingles
- Construction materials: Asbestos
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Cooktop,Oven-Built-In,Double Oven,Gas Water Heater,Water Softener Rented
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 187
Family Room
- Level: Main
- Area: 195
Features
- Ceiling-9+,Laminate Counters,Tub/Shower Combination
- Window features: Window Treatments,Blinds
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Insert
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,472
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,472
- Total interior livable area: 2,472 sqft
Kitchen
- Level: Main
- Area: 108
Living Room
- Level: Main
- Area: 255
Property
Details
- Parcel number: 331717230214.000026
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Porch Covered
- Fencing: None
Lot
- Lot size: 0.30 Acres
- Features: Level,0-2.9999,City/Town/Suburb
- Lot size dimensions: 99X132
Parking
- Total spaces: 1
- Parking features: Detached,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $82 | $984 |
| Electricity | $226 | $2,719 |
| Total | $1,388 | $16,656 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $180,000 |
| 2026-07-22 | Price change | $195,000 |
| 2026-07-06 | Price change | $199,900 |
| 2026-06-22 | Price change | $205,000 |
| 2026-06-15 | Listed for sale | $215,000 |
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