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130 E Broad St, Spiceland, IN, 47385

4beds
2baths
3,024sqft
$279,900
$93price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Welcome to 130 E. Broad Street in Spiceland, Indiana-a truly unique property offering exceptional flexibility for a variety of living arrangements. This beautifully updated home can function as a spacious 4-bedroom, 2-bath residence or as a 3-bedroom, 1-bath home with an attached 1-bedroom, 1-bath guest suite, making it ideal for multigenerational living, extended family, guests, or potential rental income. The main home has been thoughtfully refreshed with brand-new appliances, a newer HVAC system, newer water heater, all-new floor coverings, and fresh paint throughout. The inviting living room features a beautifully rebuilt fireplace that serves as a stunning focal point, while the spacious layout provides comfortable everyday living. A large garage offers ample storage, workshop space, or parking. Connected to the home is a private guest suite complete with its own living room, bedroom, kitchen, and full bath, creating endless possibilities for family members, visitors, a home office, or supplemental income opportunities. Listed also as investment property #22105970

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Tri-Elementary SchoolGrades K-54.6 mi
4/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Water Heater,Exhaust Fan,Electric Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Attic Access,Ceiling Fan(s),In-Law Floorplan,Eat-in Kitchen,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 3,024 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 331717410419000026
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened
  • Fencing: Fenced,Chain Link

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$265$3,180
Property Taxes $429$5,148
Electricity $277$3,326
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 47385$73
Henry County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 47385$134
Henry County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$274,900
2026-07-07Price change$279,900
2026-06-04Listed for sale$289,900
2026-04-27Listing removed--
2026-04-10Listed for sale$289,000
2011-11-15Listing removed$29,900
2011-05-04Sold$25,500
2011-04-02Price change$29,900
2011-03-09Listed for sale$34,900
2010-06-08Sold$35,000

For Sale by Agent

AgentMichael McKown
BrokerageF.C. Tucker/Crossroads

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