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1220 W 82nd Ave, Merrillville, IN, 46410

3beds
2baths
1,714sqft
$285,000
$166price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Welcome home to this meticulously maintained paired RANCH TOWNHOME in highly desirable Mesa Ridge subdivision! Offering 3 Bedrooms, 1-3/4 Baths, and an Inviting OPEN CONCEPT Floor Plan, this home is Bright and Spacious and filled with an abundance of natural light. Step inside to a welcoming foyer that opens to the expansive living room, where oversized windows and a vaulted ceiling create an airy atmosphere. Sliding glass doors lead to a private patio and backyard perfect for relaxing, entertaining, or enjoying your morning coffee. The well-designed floor plan offers comfortable living with a Spacious Primary Suite featuring a Beautifully UPDATED EN-SUITE BATH, while 2 additional bedrooms and a nicely situated Full Bath provide flexibility for guests, or a home office. The generously sized Laundry Room is conveniently located just off of the 2-car garage and includes Cabinetry, a Utility Sink, and a New Full Size Washer and Gas Dryer that remain with the home. With thoughtful updates throughout and true move-in-ready condition, this home offers the perfect blend of comfort, style, and low maintenance living. NO HOA. HOMEOWNER UPDATES INCLUDE: New High Performance Flooring Throughout (2020/2021), New Walk-in Shower in Primary Bath (2022), New Blinds Throughout (2016), New Dishwasher and Refrigerator (2019), New Washer and Gas Dryer (2022), Professional Lynx Roll-out Cabinet Organizers in Kitchen and Primary Bath, New Hot Water Heater (2025)

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
5/10
Pierce Middle SchoolGrades 7-81.7 mi
3/10
Merrillville High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Range Hood,Refrigerator,Range,Microwave,Gas Cooktop,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Country Kitchen,Walk-In Closet(s),Vaulted Ceiling(s),Open Floorplan,Eat-in Kitchen,Entrance Foyer
  • Window features: Blinds
  • Finished area above ground: 1,714

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,714
  • Total interior livable area: 1,714 sqft

Kitchen

  • Level: Main
  • Area: 264
  • Dimensions: 22.0 x 12.0

Laundry

  • Level: Main
  • Area: 56.07
  • Dimensions: 8.9 x 6.3

Living Room

  • Level: Main
  • Area: 450
  • Dimensions: 25.0 x 18.0

Primary Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16.0 x 13.0

Property

Details

  • Parcel number: 451221326013000030
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$180$2,160
Property Taxes $218$2,616
Electricity $184$2,212
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$279,000
2026-07-15Listed for sale$285,000
2016-10-17Sold$147,900
2016-09-19Pending sale$147,900
2016-09-13Listed for sale$147,900
2016-05-06Listing removed$147,900
2016-02-17Price change$147,900
2015-10-02Listed for sale$149,900

For Sale by Agent

AgentJanet Hanrahan
BrokerageColdwell Banker Realty

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