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1105 W 89th Ct, Merrillville, IN, 46410

2beds
2baths
1,204sqft
$235,000
$195price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

Welcome home to this well-maintained open-concept paired villa in the highly desirable Sunset Cove of Sedona! Offering over 1,200 square feet of comfortable, low-maintenance living, this move-in ready 2-bedroom, 2-bath home has been professionally cleaned and features freshly shampooed carpets, making it truly ready for its next owner. Whether you're looking to downsize, purchase your first home, or simply enjoy carefree living, this home offers the perfect combination of comfort, convenience, and value. New Furnace and A/C (2026), New Water Heater (2025) Features & Amenities: 2 Bedrooms | 2 Bathrooms | Over 1,200 Sq. Ft. | Spacious Open-Concept Floor Plan | Large Open Lot | Private Patio Overlooking Expansive Backyard | Bright Living Area | Well-Appointed Kitchen | Ample Cabinetry | Pantry | All Appliances Included | Private Primary Suite | En-Suite Bath | Walk-In Closet in Primary Bedroom | Walk-In Closet in Second Bedroom | Finished Laundry/Utility Room | Attached 2-Car Garage | In-Ground Sprinkler System | Professionally Cleaned | Freshly Shampooed Carpets | Convenient Location Near Shopping, Dining, Parks & Major Highways

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
Pierce Middle SchoolGrades 7-82.4 mi
3/10
Merrillville High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Recessed Lighting,Open Floorplan,High Ceilings,Eat-in Kitchen
  • Finished area above ground: 1,204

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Laundry

  • Level: Main
  • Area: 55
  • Dimensions: 11.0 x 5.0

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 18.0 x 20.0

Primary Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17.0 x 13.0

Property

Details

  • Parcel number: 451228183009000030
  • Attached to another structure: Yes
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.63 Acres
  • Features: Back Yard,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$149$1,788
Property Taxes $192$2,304
Electricity $184$2,212
Total$1,713$20,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$235,000
2026-07-30Listed for sale$235,000
2008-07-08Sold$126,900

For Sale by Agent

AgentKim Odegard
BrokerageeXp Realty, LLC

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