7312 W 136th Ct, Cedar Lake, IN, 46303
About This Home
LAKE LIVING AT ITS BEST... at an incredible price point! Welcome to this absolutely ADORABLE cottage-style lake home nestled on a spacious DOUBLE LOT within one of the lake's most sought-after property owners associations--just STEPS FROM THE WATER. Recently renovated, this charming retreat offers the perfect opportunity to enjoy lake life today while adding your own personal touches over time. The inviting open-concept floor plan seamlessly connects the living room and kitchen, creating an ideal space for entertaining family and friends. The beautifully updated kitchen features custom cabinetry, high-definition laminate countertops, and all appliances included. The generously sized bedroom boasts soaring ceilings and oversized windows overlooking the expansive backyard, filling the space with natural light. Outside, you'll love the oversized yard- perfect for summer gatherings, bonfires, yard games, or simply relaxing after a day on the lake. With association approval, you may even have the opportunity to install your own pier, making it even easier to enjoy boating, fishing, swimming, and everything LAKE LIFE has to offer. Located in desirable Center Township with Crown Point Schools and competitive Indiana taxes, this affordable lake retreat is a rare opportunity to own your own little piece of paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1924
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Washer,Refrigerator,Microwave,Gas Cooktop,Dryer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan,Vaulted Ceiling(s)
- Finished area above ground: 714
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 714
- Total interior livable area: 714 sqft
Kitchen
- Level: Main
- Area: 60
- Dimensions: 10.0 x 6.0
Living Room
- Level: Main
- Area: 140
- Dimensions: 14.0 x 10.0
Primary Bedroom
- Level: Main
- Area: 187
- Dimensions: 11.0 x 17.0
Property
Details
- Parcel number: 451526184043000043
- Special condition: None
Features
- Levels: One
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 10,798 sqft
- Features: Back Yard,Rectangular Lot,Front Yard,Few Trees
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $379 | $4,548 |
| Electricity | $184 | $2,212 |
| Total | $1,714 | $20,568 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $209,900 |
| 2026-07-16 | Listed for sale | $219,900 |
| 2019-10-31 | Sold | $72,000 |
| 2015-09-15 | Sold | $45,500 |
| 2005-10-05 | Sold | $68,000 |
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