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9905 W 113th Ave, Cedar Lake, IN, 46303

5beds
4baths
6,150sqft
$950,000
$154price/sqft
$6,454/moest. monthly cost
$258,160/yrincome needed

About This Home

Beautiful & Unique Home with Exceptional Features This stunning 5-bedroom, 4-bath home blends comfort, functionality, and modern upgrades throughout. Escape to your 5.67-acre wooded retreat where wildlife abounds, offers privacy while still being in a neighborhood setting. Just 5 minutes from the St. John shopping corridor on US 41. Access to expressway to Chicago just a 10-minute drive. New South Shore station in Dyer within 15 minutes as well. Additionally, if hunting is a passion, the ability to do so on your own property is an option here. Step inside to find a spacious layout that includes a formal dining room, a kitchen showcasing all-new granite countertops, pantry, and updated lighting fixtures. Elegant hardwood floors flow throughout the home, while the finished basement features stylish, easy-care luxury vinyl flooring. The living room features a cozy pellet stove, while the finished basement offers an entertainer's dream space with a wet bar and plenty of room to relax or host. Luxury touches abound - enjoy a steam shower, air tub, and a whole-house speaker system (including the office, main floor, screen porch and deck). Energy efficiency is built in with spray foam insulation, the HVAC system is about 5 years old, and a 2020 water heater, plus a whole-house generator for peace of mind. Outdoor living shines with a covered porch, a 3-season room, a screened porch, and a rear Trex deck are perfect for gatherings or quiet evenings. Additional highlights include a new water softener with reverse osmosis and convenient main-floor laundry. The 40x50 pole barn is a standout feature, equipped with radiant heat lines beneath the concrete floor (ready to be connected to a hot water tank), its own electrical panel, plumbing roughed-in for a bathroom, and floor-to-ceiling shelving that stays. This home truly has it all thoughtfully updated, beautifully maintained, and ready to welcome its next owner.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
5/10
7/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Main Level,Laundry Room

Basement

  • Area: 1050
  • Dimensions: 25.0 x 42.0

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Sump Pump,Interior Entry,Full

Bedroom2

  • Area: 288
  • Dimensions: 18.0 x 16.0

Bedroom3

  • Area: 288
  • Dimensions: 24.0 x 12.0

Bedroom4

  • Area: 384
  • Dimensions: 24.0 x 16.0

Bedroom5

  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 208
  • Dimensions: 16.0 x 13.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Soaking Tub,Recessed Lighting,Pantry,Kitchen Island,High Ceilings,Granite Counters,Entrance Foyer,Double Vanity
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Living Room
  • Fireplace: Yes
  • Finished area above ground: 4,400

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 6,150
  • Total interior livable area: 6,150 sqft

Kitchen

  • Area: 286
  • Dimensions: 22.0 x 13.0

Living Room

  • Area: 289
  • Dimensions: 17.0 x 17.0

Loft

  • Area: 208
  • Dimensions: 16.0 x 13.0

Office

  • Area: 256
  • Dimensions: 16.0 x 16.0

Other

  • Area: 300
  • Dimensions: 15.0 x 20.0

Primary Bedroom

  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 451509401009000013
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Screened,Rear Porch,Porch,Front Porch,Enclosed,Deck
  • Exterior features: Other,Storage,Private Yard
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Other,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 5.67 Acres
  • Features: Back Yard,Wooded,Rectangular Lot,Private,Paved,Landscaped,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Paved,Kitchen Level,Garage Faces Side,Driveway,Concrete,Asphalt,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$408$4,896
Property Taxes $680$8,160
Electricity $563$6,765
Total$6,454$77,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,280/yr
40% on housing$193,620/yr
45% on housing$172,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$185
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,249,900
2026-04-30Listing removed$1,249,900
2026-04-18Price change$1,249,900
2026-02-11Listed for sale$1,299,000
2026-02-10Listing removed$1,299,000
2025-10-16Listed for sale$1,299,000

For Sale by Agent

AgentThomas Cummings
BrokerageKeller Williams Preferred Real

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