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10626 Erie Dr, Winfield, IN, 46307

4beds
4baths
3,396sqft
$650,000
$191price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

Welcome to your own private resort in one of Crown Point's most desirable gated communities! Enjoy exclusive access to a stunning 60-acre private lake, a scenic 5K walking trail, and exciting new community amenities coming soon, including a beach, splash area, and playground. This beautifully maintained 4-bedroom, 4-bath home offers the perfect blend of luxury, comfort, and convenience. Inside, you'll find hardwood flooring throughout most of the main level and all the upstairs bedrooms and closets, new carpeting in the finished basement, two fireplaces, stainless steel appliances, an LG front-load washer and dryer, and a spacious, highly functional kitchen designed for everyday living and entertaining. The finished basement provides additional living space for recreation, guests, or a home theater. Step outside to your backyard oasis featuring an in-ground heated swimming pool with autocover and slide, hot tub with new easy-lift cover, gazebo, pergola, pool house, professional landscaping, irrigation system, and a wood-burning fire pit. Even better, the pool service has already been paid through the remainder of the year, including professional maintenance twice each week. Extensive updates completed in the last 5 years include a new roof, freshly painted exterior and pool house, new furnace with UV air filtration system and built-in humidifier, new air conditioning unit, professionally cleaned HVAC ductwork performed twice in the last 5 years, new ejector pump, new landscaping front and back and professional installed exterior lighting. Installed in the last month is a luxurious primary bathroom shower featuring spa-inspired crushed stone. The heated and air-conditioned garage with epoxy flooring provides year-round comfort and all of the items within are negotiable, including an extra large refrigerator and freezer, massage chair, infrared sauna, bar style electronic dartboard, bar and chairs and mounted TV. An invisible fence covering almost the entire proper

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Crown Point High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom4

  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Family Room

  • Level: Basement
  • Area: 247
  • Dimensions: 19X13

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,396 sqft

Kitchen

  • Level: Main
  • Area: 322
  • Dimensions: 23X14

Laundry

  • Level: Main
  • Area: 56
  • Dimensions: 8X7

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 210
  • Dimensions: 15X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 451704326010000047
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 189x96

Parking

  • Total spaces: 8.7
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.7
  • Covered spaces: 2.7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$269$3,228
Property Taxes $575$6,900
Electricity $311$3,735
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$644,900
2026-07-23Listed for sale$650,000
2019-08-08Sold$433,499
2019-06-27Pending sale$433,499
2019-06-25Price change$433,499
2019-06-20Price change$438,499
2019-06-14Listed for sale$439,900
2004-08-05Sold$320,000

For Sale by Agent

AgentDavid Taylor
BrokerageMcColly Real Estate

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