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3496 W Lakeshore Dr, Crown Point, IN, 46307

4beds
4baths
4,600sqft
$1,125,000
$245price/sqft
$7,539/moest. monthly cost
$301,560/yrincome needed

About This Home

This is your chance to get on the lake before summer is over! This 4 bed, 4 bath home offers all the space you need inside and out to live like you are on vacation every day of the year. Situated on the main straight of Lake Holiday, one of Northwest Indiana's only all sport lakes, you will enjoy gorgeous sunrises and expansive views. You're on the 4th of July parade route and have a perfect view for the fireworks- summers cannot get any better than this! The home itself has 4 generously sized bedrooms. The primary has a balcony overlooking the lake and a large walk-in closet and bathroom. The open concept kitchen has been fully renovated with high end cabinetry and appliances. The main floor has a flex room that is perfect for a 5th bedroom with a 3/4 bath just outside. The walk out basement has a bar and a second fireplace and comes complete with the pool table and two large storage areas. The exterior of the home has been fully remodeled leaving you with nothing to do other than move in and enjoy! On top of all this, Lakes of the Four Seasons offers an 18 hole golf course, community pool, clubhouse, 2 restaurants, multiple lakes for boating and fishing, a beach, sand volleyball, tennis/ pickleball and basketball courts and many parks and pavilions throughout the gated golf cart community.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Crown Point High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Range,Microwave,Gas Water Heater,Dishwasher
  • Laundry features: Laundry Room,Upper Level

Basement

  • Level: Basement
  • Area: 1113.75
  • Dimensions: 40.5 x 27.5

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Storage Space

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 14.0 x 13.0

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14.0 x 13.0

Bedroom4

  • Level: Upper
  • Area: 147
  • Dimensions: 10.5 x 14.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11.0 x 14.0

Family Room

  • Level: Main
  • Area: 263.5
  • Dimensions: 17.0 x 15.5

Features

  • Ceiling Fan(s),Walk-In Closet(s),Soaking Tub,Open Floorplan,Kitchen Island,Entrance Foyer,Crown Molding
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area above ground: 3,000

Foyer

  • Level: Main
  • Area: 126
  • Dimensions: 9.0 x 14.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Kitchen

  • Level: Main
  • Area: 364.25
  • Dimensions: 23.5 x 15.5

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 6.0 x 10.5

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17.0 x 14.0

Other

  • Level: Main
  • Area: 154
  • Dimensions: 11.0 x 14.0

Primary Bedroom

  • Level: Upper
  • Area: 323
  • Dimensions: 17.0 x 19.0

Utility Room

  • Level: Basement
  • Area: 120
  • Dimensions: 7.5 x 16.0

Workshop

  • Level: Basement
  • Area: 240
  • Dimensions: 20.0 x 12.0

Property

Details

  • Parcel number: 451709456008000044
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 0.38 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$466$5,592
Property Taxes $964$11,568
Electricity $421$5,060
Total$7,539$90,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,480/yr
40% on housing$226,170/yr
45% on housing$201,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$167
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$1,125,000
2026-08-01Listed for sale$1,125,000
1999-09-14Sold$315,000

For Sale by Agent

AgentDanielle Lenson
BrokerageNew Chapter Real Estate

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