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4433 Vermont Ct, Gary, IN, 46409

4beds
2baths
1,550sqft
$115,500
$75price/sqft
$1,035/moest. monthly cost
$41,400/yrincome needed

About This Home

Step into a residence where classic comfort meets modern investment potential. This 3-bedroom, 2-bathroom home is more than just a living space; it is a strategic asset designed for both lifestyle and longevity. From the inviting front patio to the expansive back patio, every inch of this property invites relaxation and effortless entertaining.A spacious floor plan featuring a versatile attic, perfect for a home office, playroom, or seasonal storage.Enjoy a private, manicured yard and the convenience of a secure garage for parking and projects.Smartly configured with the potential for a 2-unit rental conversion, this property is a "house-hacker's" dream or a high-yield addition to any portfolio.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Glen Park AcademyGrades K-51.2 mi
4/10
1/10

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Full

Bedroom2

  • Area: 99
  • Dimensions: 11.0 x 9.0

Bedroom3

  • Area: 140
  • Dimensions: 14.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Pantry,Other
  • Finished area above ground: 775

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Area: 90
  • Dimensions: 10.0 x 9.0

Kitchen

  • Area: 90
  • Dimensions: 10.0 x 9.0

Laundry

  • Area: 80
  • Dimensions: 10.0 x 8.0

Living Room

  • Area: 160
  • Dimensions: 16.0 x 10.0

Living Room

  • Area: 70
  • Dimensions: 10.0 x 7.0

Other

  • Area: 320
  • Dimensions: 20.0 x 16.0

Primary Bedroom

  • Area: 108
  • Dimensions: 12.0 x 9.0

Property

Details

  • Parcel number: 450827456005000004
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 5,793 sqft
  • Features: Back Yard,Paved,Other,Front Yard

Parking

  • Total spaces: 150
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 150
  • Covered spaces: 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $584$7,008
Home Insurance *$179$2,148
Property Taxes $88$1,056
Electricity $184$2,212
Total$1,035$12,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,485/yr
40% on housing$31,050/yr
45% on housing$27,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 46409$51
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46409$71
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$123,995
2025-07-21Listing removed$120,000
2025-07-10Price change$120,000
2025-06-20Listed for sale$129,900
2025-06-12Pending sale$129,900
2025-06-09Price change$129,900
2025-04-17Listed for sale$137,000
2025-04-12Listing removed$145,000
2025-03-17Price change$145,000
2025-03-04Price change$155,000
2025-02-18Price change$160,000
2025-02-03Price change$167,900
2024-12-11Listed for sale$170,000
2024-05-23Listing removed--
2024-05-01Listed for rent$1,800
2024-04-18Listing removed--
2024-04-11Listed for rent$2,000
2023-03-27Sold$88,000
2011-06-01Listing removed$35,000
2011-02-25Listed for sale$35,000

For Sale by Agent

AgentLuis Cortes
BrokerageListing Leaders Lifestyles, LL

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