See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

475 Boyd Ln, Bedford, IN, 47421

5beds
3baths
2,839sqft
$440,000
$155price/sqft
$3,419/moest. monthly cost
$136,760/yrincome needed

About This Home

Remodeled 5-bedroom home on 3 parcels totaling 3.31 acres (House can be bought with only one parcel, or two for a lower price). Almost 3,000 sf. Open floor plan. Modern deck, front porch and large concrete patio off the walkout basement. 3 full bathrooms with tile floors, tiled showers. Kitchen has plenty of cabinets, quartz white countertops and breakfast bar. Two zones hvac system. Fireplace. Propane heating, range and fireplace. Appliances, HVAC, water heater are less than 3 years old

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
6/10
Bedford Middle SchoolGrades 7-83.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 143

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Countertops-Solid Surf,Open Floorplan,Stand Up Shower,Main Level Bedroom Suite
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 744
  • Finished area above ground: 2,095

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,935
  • Total interior livable area: 2,839 sqft

Kitchen

  • Level: Main
  • Area: 288

Living Room

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 470708300077.000009

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: None
  • Has view: Yes
  • Waterfront features: Waterfront-High Bank

Lot

  • Lot size: 3.31 Acres
  • Features: Few Trees,Rolling Slope,Rural

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$323$3,876
Property Taxes $612$7,344
Electricity $260$3,122
Total$3,419$41,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,222/yr
40% on housing$102,570/yr
45% on housing$91,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$132
Lawrence County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$450,000
2026-03-06Listing removed$450,000
2026-03-05Listed for sale$450,000
2026-02-01Price change$2,800
2024-05-30Listed for rent$3,000
2024-05-21Listing removed--
2023-11-19Listed for rent$3,000

For Sale by Agent

AgentJuan Carlos Carrasquel CCIM
BrokerageThe JuanSells.com Realty Co

Similar Homes