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54345 Maple Lane Ave, South Bend, IN, 46635

2beds
1baths
960sqft
$200,000
$208price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Welcome home to one of Maple Lane’s finest! Located a short walk from Campus and convenient to local dining, retail, and campus amenities, this charming 2-bedroom, 1-bath home seamlessly combines classic character with key updates. Step inside to find beautiful hardwood floors and a warm living room anchored by a wood-burning fireplace. The main level features a bedroom with space-saving pocket doors, a formal dining room, and a galley-style kitchen highlighted by custom maple cabinetry, Pergo flooring, and a full appliance suite (including a refrigerator and dishwasher updated around 2022, plus a washer and dryer). Upstairs offers an expansive, versatile second bedroom. Major property updates include a modern roof (installed 2022-ish), a 4-inch well, an updated septic system, and 200-amp electrical service. Complete with a deep backyard perfect for outdoor gatherings, a detached 2-car garage, and a full basement ready for custom finishing touches, this property is a versatile find! Purchase with confidence; this home has been pre-inspected and has a pre-inspection home warranty

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Darden Primary CenterGrades PK-51.9 mi
4/10
5/10
Adams High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer-Gas,Electric Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Laminate Counters,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Hardwood,Carpet,Parquet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 710432152008.000003

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: Partial

Lot

  • Lot size: 7,840 sqft
  • Features: Level,Rural,Landscaped
  • Lot size dimensions: 52X152

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$105$1,260
Property Taxes $128$1,536
Electricity $184$2,212
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 46635$124
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46635$127
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$190,000
2026-07-30Listed for sale$200,000
2017-08-18Sold$80,000
2006-03-13Sold$102,716

For Sale by Agent

AgentBrian Naumann
BrokerageMichiana Realty LLC

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