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53347 Summer Breeze Dr, South Bend, IN, 46637

5beds
5baths
5,054sqft
$870,000
$172price/sqft
$6,102/moest. monthly cost
$244,080/yrincome needed

About This Home

This extremely well-maintained traditional home offers over 5,500 sq ft of living space with an open concept layout and sits on a spacious corner lot in the desirable Fernwood at Cleveland neighborhood. The first floor has Brazilian cherry hardwood floors throughout, 10 foot ceiling heights throughout entire house, stacked crown molding, tankless water heater, Energy Star Andersen 200 Series windows, central reporting system built in with redundant fire alarm system, irrigation system, oversized three car garage, NEW modified rubber roof with a 50 year transferrable warranty, 7/10 of a mile from the Univ. Notre Dame, and benefits from CITY water and sewer service. The home offers five generously sized bedrooms and four-and-a-half baths, providing over 3,600 square feet of living space plus an additional 1,378 square feet in the walk-out basement. The spacious kitchen includes solid maple cabinetry, white quartz perimeter countertops, a double oven, two 25-cubic-foot refrigerators, along with a large eat-in area surrounded by windows that fill the space with natural light. The formal dining room is expansive enough to host all your holiday gatherings and sits adjacent to a warm, inviting living room featuring a gas fireplace with detailed wood moldings. A large den/office with built-ins and a dedicated mudroom with a laundry room enhance the home’s functionality. Four of the five bedrooms are located on the upper level, each offering generous dimensions and walk-in closets. The primary suite includes an ensuite bath with a walk-in shower, double vanity, and two walk-in closets. The walk-out basement adds even more versatility with two storage areas, a large family/recreation room, a spacious bedroom, full bath, walk-in closet, and sliding doors that open to a substantial hardscape patio. Experience this impeccable home in this highly sought-after location by scheduling a tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Darden Primary CenterGrades K-50.7 mi
3/10
Clay Intermediate CenterGrades PK-81.2 mi
2/10
Clay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Rubber
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Humidifier,Exhaust Fan,Double Oven,Trash Compactor,Tankless Water Heater,Water Softener Owned
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Features

  • Breakfast Bar,Bookcases,Ceiling-9+,Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Double Vanity,Stand Up Shower,Formal Dining Room,Custom Cabinetry
  • Window features: ENERGY STAR Qualified Windows,Blinds
  • Flooring: Hardwood,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,378
  • Finished area above ground: 3,676

Heating & Cooling

  • Heating features: Forced Air,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,514
  • Total interior livable area: 5,054 sqft

Kitchen

  • Level: Main
  • Area: 255

Living Room

  • Level: Main
  • Area: 304

Office

  • Level: Main
  • Area: 221

Property

Details

  • Parcel number: 710430254064.000003
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Irrigation System

Lot

  • Lot size: 0.67 Acres
  • Features: Corner Lot,Sloped,City/Town/Suburb,Near College Campus,Landscaped
  • Lot size dimensions: 276x105

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,399$52,788
Home Insurance *$469$5,628
Property Taxes $771$9,252
Electricity $463$5,559
Total$6,102$73,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,211/yr
40% on housing$183,060/yr
45% on housing$162,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$155
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$969,900

For Sale by Agent

AgentJill Ferraro, Re/Max County Wide 1st
BrokerageRe/Max County Wide 1st

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