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1512 Hermosa Pl, South Bend, IN, 46613

1beds
1baths
689sqft
$79,000
$115price/sqft
$742/moest. monthly cost
$29,680/yrincome needed

About This Home

Make this your home instead of paying rent! Affordable utilities too! Or if an investor has been a rental for many years in good condition. Sold AS IS

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Studebaker Primary CenterGrades PK-120.2 mi
3/10
Riley High SchoolGrades 9-120.3 mi
2/10
Lincoln Elementary SchoolGrades PK-50.9 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Partial,Block

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Laminate Counters
  • Flooring: Vinyl,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 689

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 689
  • Total interior livable area: 689 sqft

Property

Details

  • Parcel number: 710813256029.000026

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 1,742 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 47x39

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$104$1,248
Property Taxes $55$660
Electricity $184$2,212
Total$742$8,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,440/yr
40% on housing$22,260/yr
45% on housing$19,786/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 46613$57
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46613$101
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$79,000
2026-01-26Listed for sale$90,000
2017-12-13Sold$1,528
2014-04-08Listing removed$525
2014-01-29Listed for rent$525
2013-08-22Listing removed$525
2013-08-15Listed for rent$525
2013-01-01Listing removed$450
2012-10-31Listed for rent$450
2011-10-05Listing removed$450
2011-08-11Listed for rent$450
2008-07-31Sold$8,500

For Sale by Agent

AgentLinda S Smith
BrokerageCressy & Everett- Elkhart

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