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20062 Jewell Ave, South Bend, IN, 46614

3beds
2baths
2,200sqft
$280,000
$127price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Meticulously maintained and full of character, this 3-bedroom, 1.5-bath brick ranch is ready to welcome its next owner. Original hardwood floors add timeless charm, while newer oversized front windows fill the home with natural light. The spacious walkout basement offers additional living and entertaining possibilities, and the heated garage provides year-round comfort and convenience. Cozy up by the wood-burning stove on cooler evenings or enjoy summer nights gathered around the outdoor firepit surrounded by established flower beds and mature landscaping. A newly poured driveway, completed just three years ago, adds to the home’s impressive curb appeal and upkeep. Conveniently located near restaurants, shopping, and with quick access to the bypass, this home combines quality, comfort, and location. Homes this well cared for don’t come along often—schedule your showing today.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-51.7 mi
4/10
Jackson Middle SchoolGrades 6-80.8 mi
3/10
Riley High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Lower
  • Area: 1075

Features

  • Eat-in Kitchen,Natural Woodwork
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Finished area below ground: 1,082
  • Finished area above ground: 1,118

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,236
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 264

Property

Details

  • Parcel number: 710835227019.000001
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.43 Acres
  • Features: Other,City/Town/Suburb
  • Lot size dimensions: 133X140

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$168$2,016
Property Taxes $180$2,160
Electricity $201$2,420
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$123
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$280,000
2026-07-01Price change$288,500
2026-06-12Listed for sale$295,000

For Sale by Agent

AgentKelly Dyksen
BrokerageRooted Realty

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