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3190 S 390 W, Pleasant Lake, IN, 46779

2beds
1baths
868sqft
$219,900
$253price/sqft
$1,419/moest. monthly cost
$56,760/yrincome needed

About This Home

Affordable lakefront living on beautiful Golden Lake! This clean and move-in ready 2-bedroom, 1-bath home offers 50 feet of frontage on a peaceful non-ski fishing lake. Situated on a level lakefront lot, you'll enjoy easy access to the water, excellent fishing, and relaxing lake views. The property also includes a storage shed for your outdoor gear and lake essentials. Whether you're looking for an affordable year-round residence, weekend retreat, or investment opportunity, this property delivers exceptional value and the chance to enjoy lake life without the high price tag. Don't miss this opportunity to own your slice of waterfront paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Angola Middle SchoolGrades 6-85.1 mi
5/10
Angola High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Water Heater,Water Softener Owned

Basement

  • Basement: Crawl Space,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 868

Heating & Cooling

  • Heating features: Propane Tank Owned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 761108220128.000017

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront-Level Bank,Lake Front,Non Ski Lake,Lake
  • Waterbody name: Golden Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)

Lot

  • Lot size: 6,098 sqft
  • Features: Lake
  • Lot size dimensions: 50X90

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$79$948
Property Taxes $45$540
Electricity $184$2,212
Total$1,419$17,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,651/yr
40% on housing$42,570/yr
45% on housing$37,840/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 46779$97
Steuben County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 46779$170
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$219,900
2013-08-01Sold$105,000
2008-07-28Sold$115,000

For Sale by Agent

AgentAnthony Isa
BrokerageRE/MAX Results

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