38 Church St, Lake, MS, 39092
About This Home
Spacious In-Town Living - Lake School District This beautifully updated 3-bedroom, 3 1/2 Bath with office offers approximately 2,800 sq ft of living space with abundant storage throughout. The kitchen, den, and dining area were fully renovated in 2020 and feature stunning quartz countertops, a huge island perfect for meal prep and entertaining, and thoughtfully designed, upgrades that blend style and function. Enjoy outdoor living with a screened-in back porch, side patio ideal for grilling and entertaining, and a partially fenced backyard with privacy fencing. The downstairs primary suite features a beautiful bay window that brings in natural light and adds charm to the space. Located within the Lake School District and within walking distance to the school, church, and medical clinic, this home offers both convenience and comfort in a prime location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1920
Materials
- Foundation: Conventional
- Roof: Shingle
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bookcases,Eat-in Kitchen,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Primary Downstairs,Walk-In Closet(s)
- Window features: Bay Window(s)
- Flooring: Hardwood
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 6096r00003001300200
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio,Rear Porch
- Exterior features: Private Yard
- Fencing: Privacy
Lot
- Lot size: 1,306 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Scott County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $384 | $4,608 |
| Property Taxes | $114 | $1,368 |
| Electricity | $260 | $3,124 |
| Total | $2,123 | $25,476 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $275,000 |
| 2026-03-25 | Price change | $293,000 |
| 2026-02-12 | Listed for sale | $298,000 |
| 2026-01-18 | Listing removed | -- |
| 2026-01-05 | Price change | $299,000 |
| 2025-11-26 | Price change | $305,000 |
| 2025-10-23 | Price change | $312,000 |
| 2025-08-28 | Price change | $320,000 |
| 2025-07-14 | Listed for sale | $325,000 |
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