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49 Brian Lane, Laconia, NH, 03246

5beds
2baths
2,660sqft
$464,900
$175price/sqft
$3,367/moest. monthly cost
$134,680/yrincome needed

About This Home

Welcome Home. This meticulously maintained five-bedroom, two-bath freestanding condominium offers approximately 2,600 square feet of finished living space across three levels, with an attached garage and a flexible layout ideal for everyday living, entertaining, and hosting guests. Tucked near the end of a quiet cul-de-sac in the highly desirable Breakwater development, the home enjoys easy access to the community’s in-ground pool, tennis courts, and day dock on Paugus Bay, part of Lake Winnipesaukee. The setting offers both privacy and convenience, with nearby amenities just minutes away. The main level features an open and spacious kitchen with ample cabinetry and counter space, flowing seamlessly into the dining area and living room with a gas fireplace. Sliding doors lead to a private deck with filtered water views, creating a perfect indoor-outdoor connection. Two bedrooms and a full bath complete this level, including a generous primary bedroom. The lower level offers an additional bedroom, ideal for guests, a home office, or a quiet retreat. The fully finished lower level expands the living space with two more bedrooms, a full bath, laundry area, game room, and a large family room with a second gas fireplace and direct access to the patio. This level is perfectly suited for entertaining, extended family, or hosting overnight guests. The home is conveniently located close to Lakeport Square, the Lakeport Opera House, restaurants, shopping, parks, golf, skiing, and the many attractions of the Lakes Region. A rare opportunity to enjoy low-maintenance living with space, comfort, and access to lake amenities in one of the area’s most sought-after communities.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Elm Street SchoolGrades PK-50.4 mi
5/10
Laconia Middle SchoolGrades 6-81.7 mi
2/10
Laconia High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Climate Controlled,Finished,Full,Walkout,Interior Access,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Dining Area,Kitchen/Dining,Kitchen/Living,Natural Light,Indoor Storage,Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 1,120
  • Finished area above ground: 1,540

Heating & Cooling

  • Heating features: Propane,Electric,Mini Split
  • Cooling features: Central Air,Mini Split

Interior Area

  • Total structure area: 2,660
  • Total interior livable area: 2,660 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bathroom,Bathroom w/Tub,Paved Parking

Details

  • Parcel number: LACOM307B447L4U55
  • Zoning description: RS

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Day Dock,Trash,Deck,Tennis Court(s)
  • Waterfront features: Deep Water Access,Lake Access
  • Waterbody name: Lake Winnipesaukee

Lot

  • Features: Condo Development,Landscaped,Open Lot,Sloped,Near Country Club,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Neighborhood,Near School(s)

Parking

  • Total spaces: 1
  • Parking features: Paved,Direct Entry,Driveway,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance $153$1,836
Property Taxes $475$5,700
Electricity $389$4,674
Total$3,367$40,404

Income You'd Need if You Spent...

35% on housing$115,440/yr
40% on housing$101,010/yr
45% on housing$89,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$259
Belknap County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$519,000
2026-01-20Listed for sale$539,000
2023-05-26Sold$450,000
2023-04-03Listed for sale$449,900
2022-08-22Listing removed--
2022-07-06Listed for sale$450,000
2011-08-14Listing removed$49,500
2011-07-16Listed for sale$49,500

For Sale by Agent

AgentCorina Cisneros, EXP Realty
BrokerageEXP Realty

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