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2828 23rd St W, Birmingham, AL, 35208

1beds
1baths
504sqft
$34,900
$69price/sqft
$523/moest. monthly cost
$20,920/yrincome needed

About This Home

Great investment opportunity in Ensley! This 1-bedroom, 1-bath home is currently used as a rental and offers an excellent option for investors or first-time buyers. Featuring a vinyl siding exterior and a large, level front yard, this property provides low-maintenance living with room to add value. The simple, functional floor plan makes it easy to maintain and rent. Conveniently located with easy access to local amenities. A solid opportunity to own an affordable home with income potential!

Getting Around

56
WalkingSomewhat Walkable
26
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

4/10
Minor Elementary SchoolGrades PK-50.8 mi
2/10
Bush Hills AcademyGrades 6-80.7 mi
1/10
Jackson-Olin High SchoolGrades 8-121.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Electric Water Heater
  • Laundry features: None

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None,Tub/Shower Combo
  • Flooring: Carpet,Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 504

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 504 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2900051004019.000
  • Special condition: As Is,N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.26 Acres
  • Features: Interior Lot,Few Trees,Subdivision

Parking

  • Parking features: Driveway,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$91$1,092
Property Taxes $16$192
Electricity $240$2,881
Total$523$6,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,931/yr
40% on housing$15,690/yr
45% on housing$13,946/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 35208$45
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35208$53
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-30Listed for sale$34,900
1998-11-19Sold$31,500

For Sale by Agent

AgentMelanie Siow
BrokerageRealtySouth-OTM-Acton Rd

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