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3981 Fm 1402, Mount Pleasant, TX, 75455

2beds
1baths
960sqft
$115,000
$120price/sqft
$980/moest. monthly cost
$39,200/yrincome needed

About This Home

Great opportunity to own a country property with plenty of potential! This 960 sq. ft. 3-bedroom, 1-bath pier-and-beam home sits on 1.3 acres and is ready for your personal touch. The fixer-upper offers a great layout and endless possibilities for renovation or investment. Property features a spacious 30x40 shop, perfect for storage, projects, or equipment, plus a 2-stall horse barn complete with feed and tack room. Ideal for horse enthusiasts, hobby farmers, or anyone looking for acreage with useful outbuildings. Bring your vision and make this rural property your own!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
HARTS BLUFF MIDDLEGrades 6-80.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bathroom

  • Features: Shower and Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Paneling
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: Individual Controlled

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2148
  • Special condition: None
  • Horse amenities: Tack Room

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Barbed Wire

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$99$1,188
Property Taxes $62$744
Electricity $238$2,859
Total$980$11,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,600/yr
40% on housing$29,400/yr
45% on housing$26,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 75455$182
Titus County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 75455$141
Titus County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$115,000

For Sale by Agent

AgentJarred Conroy
BrokeragePatrick Redfearn Realty, LLC

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