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535 ROSERUSH Lane, Jacksonville, FL, 32225

4beds
4baths
3,008sqft
$519,000
$173price/sqft
$4,147/moest. monthly cost
$165,880/yrincome needed

About This Home

Beautiful 4-bedroom, 2.5-bath home in the heart of Jacksonville, featuring a BRAND-NEW ROOF and tankless water heater. This well-designed property offers a spacious layout with a separate living room, formal dining room, and a versatile loft perfect for a home office, flex space, or additional living area. The kitchen boasts granite countertops, ample cabinet storage, and opens to a large Florida Room--ideal for relaxing or entertaining. Step outside to a screened patio overlooking the backyard. Conveniently located just 15 minutes from the beach and close to shopping, dining, and entertainment at St. Johns Town Center.

Getting Around

4
WalkingCar-Dependent
10
TransitMinimal Transit
66
BikeBikeable

Schools

9/10
Waterleaf ElementaryGrades PK-50.1 mi
6/10
Landmark Middle SchoolGrades 6-80.6 mi
5/10
Sandalwood High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Oven,Microwave,Refrigerator,Tankless Water Heater,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Kitchen Island,Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms,Walk-In Closet(s)
  • Window features: Storm Shutters
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,008 sqft

Property

Details

  • Parcel number: 1674452980

Features

  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$383$4,596
Property Taxes $838$10,056
Electricity $302$3,632
Total$4,147$49,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,182/yr
40% on housing$124,410/yr
45% on housing$110,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32225$255
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32225$222
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$539,000
2026-04-10Price change$549,900
2020-09-08Listed for sale$339,900
2020-09-08Pending sale$339,900
2020-09-08Pending sale$339,900
2020-08-12Price change$339,900
2020-06-18Listed for sale$345,000
2020-06-11Pending sale$345,000
2020-05-18Listed for sale$345,000
2020-05-09Listing removed$2,200
2020-04-13Listed for rent$2,200
2020-02-26Listing removed$349,000
2019-11-13Listed for sale$349,000
2018-08-05Listing removed$2,200
2018-06-27Price change$2,200
2018-06-06Listed for rent$2,400
2017-05-14Listing removed$2,200
2017-04-22Listed for rent$2,200
2017-03-22Sold$265,000
2017-03-14Pending sale$235,000
2017-02-28Listed for sale$235,000
2015-03-19Sold$180,100
2014-06-29Listed for sale$274,900
2014-05-22Listing removed$274,900
2009-11-09Sold$306,000

For Sale by Agent

AgentHARRISON LEE-VANN
BrokerageFLORIDA HOMES REALTY & MTG LLC

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