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1025 GARRATY RD, Terrell Hills, TX, 78209

4beds
4baths
3,196sqft
$1,300,000
$407price/sqft
$9,539/moest. monthly cost
$381,560/yrincome needed

About This Home

1025 Garraty Rd - Terrell Hills. A modern farmhouse composed with restraint, scale, and warmth - where clean architectural lines meet a quieter, more refined sense of luxury. Set within one of Terrell Hills' most established residential pockets, the home balances openness with intimacy, creating spaces that feel both elevated and deeply livable. The architecture is grounded in contrast: crisp white board-and-batten siding against dark steel accents, natural wood beams, limestone detailing, and a standing seam metal roof that gives the home its strong, tailored silhouette. Inside, the material palette remains disciplined and cohesive - wide-plank oak floors, custom millwork, oversized windows, curated lighting, and elevated ceiling heights that allow natural light to move effortlessly throughout the home. The floor plan was designed with clarity and separation in mind. The primary suite occupies its own private wing on the main level, removed from the rhythm of the secondary bedrooms and living spaces. Generous in scale, the suite opens toward the backyard through oversized glass doors, while the bath introduces a more dramatic tone - black marble surfaces, illuminated mirrors, dual custom vanities, granite countertops, a freestanding soaking tub, and an oversized walk-in shower composed with a boutique hotel sensibility. The central living area is anchored by exposed timber beams and a substantial stone fireplace that gives the space both warmth and architectural presence. The living, dining, and kitchen spaces unfold seamlessly together, creating an environment designed equally for quiet daily living and larger gatherings. The kitchen is architectural in presentation yet highly functional - custom cabinetry, granite countertops, professional-grade appliances, patterned tilework, integrated double ovens, a farmhouse sink, and a large central island finished in warm wood tones that soften the space. Adjacent dining areas create flexibility while maintaining the openness and flow of the home. Secondary bedrooms remain generously scaled, while the upstairs level introduces additional privacy with its own bedrooms, baths, and flexible living area - ideal for guests, media space, or a quieter separation for family living. Outdoor spaces continue the same level of intentionality. A covered patio with a built-in outdoor kitchen extends the living experience beyond the interior walls, overlooking a large, usable backyard framed by mature greenery and layered landscaping. The grounds feel open, private, and designed for long evenings rather than presentation alone. 1025 Garraty Rd is a home defined not by excess, but by proportion, craftsmanship, and atmosphere - a modern farmhouse interpreted through a more refined architectural lens in the heart of Terrell Hills.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
4/10
Garner Middle SchoolGrades 6-82.6 mi
4/10
MacArthur High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Stucco,Siding

Other

  • Builder name: Adam Michael Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Microwave,Range,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Water Softener Owned,Double Oven
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 221

Bedroom3

  • Area: 182

Bedroom4

  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Area: 208

Family Room

  • Area: 247

Features

  • Two Living Area,Liv/Din Combo,Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Utility Room Inside,Secondary Bedroom Down,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Solid Counter Tops,Custom Cabinets
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Two Central,Zoned

Interior Area

  • Total interior livable area: 3,196 sqft

Kitchen

  • Area: 288

Living Room

  • Area: 288

Master Bathroom

  • Features: Tub/Shower Combo,Double Vanity,Soaking Tub
  • Area: 150

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 270

Property

Accessibility

  • Accessibility features: No Carpet,Level Drive,First Floor Bath,Full Bath/Bed on 1st Flr,First Floor Bedroom

Details

  • Parcel number: 058480090640

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Barbecue,Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 0.33 Acres
  • Features: 1/4 - 1/2 Acre

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$882$10,584
Property Taxes $1,734$20,808
Electricity $350$4,211
Total$9,539$114,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$327,051/yr
40% on housing$286,170/yr
45% on housing$254,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 78209$250
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78209$280
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$1,300,000
2026-05-20Listed for sale$1,300,000
2023-02-09Listing removed--
2023-01-25Pending sale$1,200,000
2020-02-07Listing removed$170,000
2020-01-28Listed for sale$170,000
2020-01-28Pending sale$170,000
2019-10-15Price change$170,000
2019-09-26Listed for sale$185,000
2011-08-22Listing removed$119,000
2011-04-17Listed for sale$119,000

For Sale by Agent

AgentIgnacio Garcia
BrokeragePhyllis Browning Company

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