




94 Dolphin St, Destin, FL, 32541
About This Home
YEAR TO DATE BOOKINGS AS OF JULY 21, 2026 $153,374.64 Located in the highly sought-after northeast corner of Crystal Beach, this beautifully appointed coastal retreat offers the perfect combination of luxury, lifestyle, and exceptional investment potential. Designed for unforgettable beach vacations and effortless everyday living, this spacious residence features 7 bedrooms, including 4 private en-suite retreats, 5.5 bathrooms, and approximately 2,800 square feet of thoughtfully designed living space. An open, light-filled floor plan creates the ideal gathering space, where the gourmet kitchen flows seamlessly into the dining and living areas, making entertaining family and friends effortless. Step outside to your own private backyard oasis featuring a heated pool, expansive outdoor living space, and a fully fenced yard designed for year-round enjoyment after a day at the beach. Positioned on an oversized homesite, the property also offers the rare opportunity to add a carriage house or guest cottage, creating additional guest accommodations, increased rental income potential, or private owner quarters. Whether you're searching for a luxury primary residence, a second home, or a high-performing vacation rental investment, this Crystal Beach gem delivers the location, space, flexibility, and future upside that discerning buyers are looking for--all just moments from the sugar-white sands and emerald waters of the Gulf of Mexico. The oversized gourmet kitchen features stainless steel appliances, beautiful cabinetry, a generous breakfast bar seating 8, and opens seamlessly to the large living area. The dining table comfortably seats 12, making it ideal for gatherings. The primary suite is located on the first floor and features a private ensuite bathroom with a separate stand-up shower and large soaking tub. The first floor also offers another bedroom with ensuite bath, laundry, and a half bath convenient for guests. Upstairs encompasses 5 more bedrooms including a king bedroom with a Jack-and-Jill bathroom connecting to a bunk room with two full-over-full bunks, another king bedroom with a private ensuite bathroom and direct access to an expansive balcony that is shared with a bunk room featuring two twin bunk beds. Enjoy the luxurious backyard retreat, complete with a heated pool and ample space for outdoor games and relaxation. The oversized lot also provides the opportunity to add a carriage house, enhancing future value and rental potential. Conveniently located in the northeast corner of Crystal Beach, close to dining, shopping, the Gulf, this home checks every box for location, income, and lifestyle. Also comes with a golf cart. ***Seller offering $10K flooring allowance***
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Frame,Trim Wood,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 135.42
- Dimensions: 11.1 x 12.2
Bedroom
- Level: Second
- Area: 152.32
- Dimensions: 11.9 x 12.8
Bedroom
- Level: Second
- Area: 194.04
- Dimensions: 15.4 x 12.6
Bedroom
- Level: Second
- Area: 168.75
- Dimensions: 13.5 x 12.5
Bedroom
- Level: Second
- Area: 216
- Dimensions: 13.5 x 16
Bedroom
- Level: Second
- Area: 194.04
- Dimensions: 15.4 x 12.6
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Owner's Closet,Pantry
- Window features: Window Treatments,Hurricane Shutters
- Flooring: Tile,Carpet
- Common walls with other units/homes: No Common Walls
Great Room
- Level: First
- Area: 293.18
- Dimensions: 13.7 x 21.4
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,820
- Total interior livable area: 2,820 sqft
Kitchen
- Level: First
- Area: 286.884
- Dimensions: 15.6 x 18.4
Master Bedroom
- Level: First
- Area: 176.89
- Dimensions: 13.3 x 13.3
Property
Details
- Parcel number: 002S22058000260100
- Zoning description: Resid Single Family
Features
- Stories: 2
- Pool features: Heated,In Ground
- Patio & porch: Covered,Porch
- Exterior features: Outdoor Grill,Balcony,Private Yard
Lot
- Lot size: 7,405 sqft
- Features: Corner Lot,Within 1/2 Mile to Water
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,011 | $120,132 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $1,751 | $21,012 |
| Electricity | $283 | $3,405 |
| Total | $12,345 | $148,140 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $1,979,999 |
| 2026-05-26 | Price change | $2,079,000 |
| 2026-05-20 | Listed for sale | $2,149,000 |
| 2026-04-20 | Pending sale | $2,149,000 |
| 2026-03-16 | Price change | $2,149,000 |
| 2026-02-10 | Listed for sale | $2,199,000 |
| 2025-08-04 | Listing removed | $2,250,000 |
| 2025-05-09 | Listed for sale | $2,250,000 |
| 2025-04-07 | Listing removed | $2,330,000 |
| 2025-02-25 | Listed for sale | $2,330,000 |
| 2023-07-12 | Sold | $1,950,000 |
| 2023-06-29 | Pending sale | $1,999,999 |
| 2023-05-31 | Listed for sale | $1,999,999 |
| 2020-10-14 | Sold | $1,075,000 |
| 2020-09-11 | Listed for sale | $1,099,000 |
| 2014-04-10 | Sold | $207,500 |
| 2013-06-05 | Sold | $140,000 |
| 2004-10-27 | Sold | $495,000 |
| 2004-07-01 | Sold | $330,000 |
| 2003-05-05 | Sold | $102,000 |
