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604 Gulf Blvd APT 207, Indian Rocks Beach, FL, 33785

3beds
3baths
2,145sqft
$1,495,000
$697price/sqft
$9,869/moest. monthly cost
$394,760/yrincome needed

About This Home

Bella Capri, built in 2009, is an intimate, gated beachfront community featuring only 24 residences, providing exceptional privacy along the shores of Indian Rocks Beach. Designed with both elegance and strength in mind, the community features concrete/block construction, elevated living floors, impact-resistant windows and doors, dual exits, and an advanced fire-suppression system for exceptional peace of mind. Arrive through the gated entrance to beautifully maintained grounds with four secure lobbies and four elevators—each serving only six residences—enhancing comfort, privacy, and exclusivity. This luxurious three-bedroom, three-bath residence is ideal as a full-time coastal home or refined vacation retreat. Inside, a gourmet kitchen offers elegant finishes, premium cabinetry, and a generous walk-in pantry with built-in trash chute. The primary suite provides a private sanctuary with a spacious walk-in closet and spa-inspired bath featuring a rain shower and Roman soaking tub. Each additional bedroom includes its own en-suite bath, with convenient access to the building atrium. The interior is beautifully appointed with premium finishes, including 10-foot tray ceilings, crown molding, travertine flooring, and engineered hardwood. A private laundry room, abundant storage, and an additional owner’s storage closet in the private foyer add everyday convenience. Residents enjoy 200 feet of direct beachfront, along with a heated saltwater pool and spa overlooking the Gulf. The east-facing patio provides tranquil morning sun and a peaceful place to unwind at the end of the day. Two assigned parking spaces and guest parking complete the offering. Indian Rocks Beach offers the best of relaxed coastal living with charming local restaurants, parks, and beach access points just moments away, and convenient proximity to Tampa International Airport and St. Pete–Clearwater Airport.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

9/10
Anona Elementary SchoolGrades PK-51.2 mi
6/10
Seminole Middle SchoolGrades 6-83.1 mi
4/10
Seminole High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Built-Up
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Shower No Tub,Single Vanity,Stone Counters,No Closet
  • Level: First

Bathroom3

  • Features: Shower No Tub,Single Vanity,Stone Counters,No Closet
  • Level: First

Bedroom2

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Engineered Hardwood,Porcelain Tile,Travertine

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,145
  • Total interior livable area: 2,145 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Storage Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Laundry

  • Features: Built-In Shelving,Stone Counters
  • Level: First
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Features: No Closet
  • Level: First
  • Area: 300
  • Dimensions: 20x15

Primary Bathroom

  • Features: Bath With Whirlpool,Dual Sinks,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Linen Closet
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 123014063570002070
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Chlorine Free,Deck,Heated,In Ground,Salt Water,Tile
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Heated
  • Waterfront features: Beach Access,Gulf/Ocean Access
  • Waterbody name: THE GULF

Lot

  • Lot size: 0.97 Acres

Parking

  • Parking features: Assigned,Ground Level,Guest,Under Building

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$181$2,172
Property Taxes $1,914$22,968
Electricity $215$2,590
Total$9,869$118,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,365/yr
40% on housing$296,070/yr
45% on housing$263,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$697This listing

vs Other Active Listings

Avg $/sqft

ZIP 33785$677
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33785$640
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$1,595,000
2026-03-31Listing removed$1,595,000
2025-12-02Price change$1,595,000
2025-11-19Listed for sale$1,695,000
2022-02-15Sold$1,100,000
2022-01-15Pending sale$1,075,000
2022-01-05Price change$1,075,000
2021-12-03Listed for sale$1,135,000
2020-09-30Sold$730,000
2020-09-03Pending sale$749,900
2020-02-22Listed for sale$749,900
2019-04-04Listing removed$799,000
2019-03-07Price change$799,000
2019-02-06Listed for sale$849,000
2017-01-26Sold$665,000
2016-12-19Pending sale$689,900
2016-09-22Listed for sale$689,900
2016-06-20Listing removed$679,900
2016-06-07Price change$679,900
2016-04-22Price change$689,900
2016-01-15Price change$699,000
2016-01-05Listed for sale$729,000
2013-09-23Sold$537,000
2013-04-20Price change$575,000
2012-10-25Price change$530,000
2012-09-14Listed for sale$520,000

For Sale by Agent

AgentJackie Egeler, COMPASS FLORIDA LLC
BrokerageCOMPASS FLORIDA LLC

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