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7811 Bay Dr #A, Tampa, FL, 33635

3beds
3baths
2,761sqft
$1,499,000
$543price/sqft
$10,133/moest. monthly cost
$405,320/yrincome needed

About This Home

Resort-style living meets modern construction in this stunning 3-bedroom plus den (optional 4th bedroom), 3-bath gated pool home with water access. Built in 2020 using commercial-grade concrete block construction, this home offers lasting durability and peace of mind. Located in a non-HOA community with no rental restrictions, it provides exceptional flexibility—ideal as a primary residence, vacation home, or investment property. Enter through a custom blown glass front door into a bright, open-concept layout featuring high ceilings and elegant Turkish marble flooring, perfect for both everyday living and entertaining. The versatile den can easily function as a home office, media room, or be converted into a fourth bedroom. The chef’s kitchen is designed to impress with granite countertops, a brand new refrigerator and dishwasher, newer oven, range, and microwave, a large center island with an additional sink, and an oversized walk-in pantry. A custom dry bar with a built-in aquarium viewing feature adds a unique and elegant focal point. The spacious owner’s suite includes two oversized walk-in closets with custom systems and a luxurious en-suite bath featuring modern cultured stone finishes and a hidden walk-through his-and-her shower. Custom aquarium viewing wall cutouts and remote-controlled privacy blinds enhance the suite’s relaxing, upscale feel. Hurricane-impact tri-fold sliding glass doors open to a private backyard retreat with a fully enclosed saltwater pool and screened lanai. The outdoor space features a bamboo plank ceiling, new recessed lighting, new ceiling fans, a 2025 outdoor kitchen, and a perimeter bug spray system. A new pool pump and heater provide added convenience. A custom stone privacy wall with built-in fireplaces creates an inviting atmosphere, perfect for entertaining or enjoying your own peaceful, resort-like setting. Additional features include a whole-home audio system, camera system, water filtration and softener system, roof-mounted cell signal booster, internet booster, and beautifully updated landscaping with enhanced lighting. The garage has been upgraded with new epoxy flooring, custom cabinetry, overhead storage, and a dog wash station. This waterfront property offers direct water access, ideal for adding a dock to enjoy kayaking and paddleboarding from your backyard. Mangroves have been recently maintained for added convenience. The home sits on a large lot with excellent frontage, providing both privacy and curb appeal. Conveniently located just minutes from Tampa International Airport, shopping, dining, and local attractions, this move-in-ready home offers a rare opportunity to enjoy the Florida lifestyle in a luxurious, modern setting.

Getting Around

11
WalkingCar-Dependent
21
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 3

Property

Lot

  • Lot size: 1.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$1,228$14,736
Property Taxes $1,049$12,588
Electricity $277$3,334
Total$10,133$121,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,417/yr
40% on housing$303,990/yr
45% on housing$270,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 33635$148
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33635$266
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJen Paszek
BrokerageKELLER WILLIAMS REALTY- PALM H

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