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650 S Rancho Santa Fe Rd Space 105, San Marcos, CA, 92078

2beds
2baths
1,440sqft
$339,000
$235price/sqft
$2,365/moest. monthly cost
$94,600/yrincome needed

About This Home

Discover effortless living in the exceptional Palomar East residence. Perfectly situated on a cul-de-sac, unit 105 (on Fig street), this 2-bedroom 2-bathroom home offers a seamless transition for anyone looking to downsize. Thoughtfully updated, the interior boasts newer Milguard windows, Plantation shutters, fresh new carpeting, contemporary lighting paired with dimmer switches, scraped vaulted beam ceiling & fresh paint. Climate control is optimized by a newer HVAC system. Premium inclusions boast a washer, dryer and Bose TV surround sound system. Positioned with no rear neighbors, the property ensures a relaxing retreat complimented by a newer detached shed for all your storage needs! The sought after park amenities include Pool, spa, newly remodeled Club house, tennis, pickle ball, exercise room, billiard tables, dog park, laundry, car wash, community garden, social club and activities!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
La Mirada AcademyGrades K-80.7 mi
8/10
San Marcos High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator,Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Closet

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Built-in Features,Open Floorplan,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 1,440 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs

Details

  • Parcel number: 7722103107
  • On leased land: Yes
  • Lease amount: 557
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main Level
  • Pool features: Association,Heated,In Ground
  • Patio & porch: Glass Enclosed,Porch
  • Has view: Yes
  • View description: None

Lot

  • Features: Cul-De-Sac,Near Public Transit,Street Level,Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$64$768
Property Taxes $189$2,268
Electricity $398$4,786
Total$2,365$28,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,085/yr
40% on housing$70,950/yr
45% on housing$63,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$422
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$299,000
2026-07-31Listed for sale$339,000
2020-12-09Sold$149,000
2020-11-24Pending sale$149,000
2020-11-10Listed for sale$149,000

For Sale by Agent

AgentJanice Davidson
BrokerageRadius Agent

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